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Finances & Money

Finances & Money

When free stuff is a bit too much

January 19, 2009
By Cleverdude
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A week ago, I responded to a Freecycle ad that was giving away a 37" Sony Trinitron XBR TV. It needed a new circuit board, which should only cost a couple hundred dollars to replace. Since I'm constantly wanting a bigger TV, I saw this as a good … [Read more...] about When free stuff is a bit too much

Family or Marriage • Finances & Money

Are you “paying for peace” at home?

January 14, 2009
By Cleverdude
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We have two water heaters at home. The last owners decided that when they built on another bathroom, they wanted dedicated hot water for that new shower. It's not an efficient plan as now we have two tanks of water to heat, if we so choose. Well, … [Read more...] about Are you “paying for peace” at home?

Finances & Money • Frugality

Frugal Tip: Reuse the Light

January 14, 2009
By Cleverdude
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When you live alone, it should be obvious that you should just use the light in the room you're in. However, what about when you live with a spouse or roommate? While not always practical (i.e. one is reading, one is watching TV), the most logical … [Read more...] about Frugal Tip: Reuse the Light

Finances & Money • Frugality

Keeping Warm in a Cold Home

January 12, 2009
By Cleverdude
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Our home is almost 70 years old, and while it has new siding, roof and additions, the last owners never thought to re-insulate the home (or use better insulation for the additions) when they did their renovations a decade ago. So our cooling and … [Read more...] about Keeping Warm in a Cold Home

Automotive • Finances & Money

Auto Industry Carnage in 2008

January 7, 2009
By Cleverdude
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I found this interesting tidbit of information from an Autoblog article about U.S. car sales in 2008: There were about three million fewer cars sold in 2008 than 2007. Based on 2007's numbers, it would be the same as if Acura, Audi, BMW, Chrysler, … [Read more...] about Auto Industry Carnage in 2008

Finances & Money • General

Guide to Setting Goals (and my own New Year’s Resolution)

January 7, 2009
By Cleverdude
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In past years, I've half-heartedly made New Year's resolutions, and never got much past the first week (or even the first day) with them. But this year is going to be different because I've found the secret to keeping New Year's Resolutions! Choose … [Read more...] about Guide to Setting Goals (and my own New Year’s Resolution)

Finances & Money • Frugality • Home

Frugal Tip: Saving Money on Electricity using Time Metered Service

January 6, 2009
By Cleverdude
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Here in our home, we have "Residential Time Metered" electric service. Rather than paying the same rate regardless of the hour of the day, we pay less during "off-peak" and "intermediate-peak" hours than we do "peak" hours. If you're not sure whether … [Read more...] about Frugal Tip: Saving Money on Electricity using Time Metered Service

Banking • Credit • Finances & Money

Get your ING Direct $25 New Account Bonus Here!

December 30, 2008
By Cleverdude
- Leave a Comment

I just loaded up on some more $25 ING Direct new account referral links, so if you don't have an Orange Savings account yet, click through and get your $25 bonus with a minimum $250 initial deposit! The linked page gives more information about the … [Read more...] about Get your ING Direct $25 New Account Bonus Here!

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