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Finances & Money

Banking • Credit • Debt • Finances & Money

Paid Off $11,500 of Credit Card Debt Today

February 19, 2009
By Cleverdude
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Ok, it sounds bigger than it is. Perhaps you recall back in July when Citibank told me to use their money to make more money? I took out $12,500 in a 0% balance transfer for 7 months, with a $75 fee. I stuck it in my savings account earning about … [Read more...] about Paid Off $11,500 of Credit Card Debt Today

Finances & Money • Frugality • Home

Perfect Example of the Need for an Emergency Fund

February 18, 2009
By Cleverdude
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If you've been following me on Twitter, you'll know that for the last 2+ weeks, we've had problems with our furnace. The furnace would ignite the gas and get up to temp, but then cut off the gas and then keep running. Then for hours, it would just … [Read more...] about Perfect Example of the Need for an Emergency Fund

Finances & Money

20% Off Suze Orman’s FICO Kit Platinum

February 16, 2009
By Cleverdude
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In January, I was looking for an inexpensive way to view both my credit reports AND my credit scores since we were looking into refinancing our mortgages (we still are btw).  I saw Mighty Bargain Hunter on my IM and asked him for some advice. … [Read more...] about 20% Off Suze Orman’s FICO Kit Platinum

Family or Marriage • Finances & Money • General

Shifting Your Attitudes [Paradigms]

February 11, 2009
By Cleverdude
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I've hated the word "paradigm" since I first heard it a few years ago. It was clearly a buzz word used by corporate executive wannabes to fluff up their presentations, or by smarty pants friends and colleagues who probably can't even spell the word … [Read more...] about Shifting Your Attitudes [Paradigms]

Automotive • Finances & Money

The Saga Continues: MINI Oil Change

February 9, 2009
By Cleverdude
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Just last week I described to you our $250+ oil change at the MINI dealership in the DC area (there's only two here, but I'm holding out on saying which one yet). I tried to explain why, in some cases, you should go to the dealer to service your … [Read more...] about The Saga Continues: MINI Oil Change

Automotive • Finances & Money

The $252 Oil Change for the MINI Cooper

February 5, 2009
By Cleverdude
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This is why I change my own engine oil. Oh, and why I change my car's cabin filter myself. Let me brush you up on some details as I know some of you don't follow me every day. We bought a 2005 MINI Cooper (used) back in 2007 for Stacie's daily … [Read more...] about The $252 Oil Change for the MINI Cooper

Finances & Money • Frugality

Keeping Warm (and Cool) by Using Curtains

February 4, 2009
By Cleverdude
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Here's a relatively simple frugal tip. Curtains are used not only to block the light, but also to stop airflow in and out of improperly insulated windows. Keeping that in mind, In the winter, keep your curtains open during the day to let the … [Read more...] about Keeping Warm (and Cool) by Using Curtains

Finances & Money • General

Thanks for the Hits: January 2009 Numbers

February 3, 2009
By Cleverdude
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January 2009 saw a decent uptick in incoming traffic, however this time it wasn't from any single big source like in past months. Basically, it's just more organic growth from search engines and word of mouth. I'm not averaging almost 1000 visitors … [Read more...] about Thanks for the Hits: January 2009 Numbers

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