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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Cleverdude

Clever Dude founded CleverDude.com in June 2006 while working as a technical analyst in the Washington, D.C. area. A Penn State graduate, he built the site as a side project alongside a white-collar career that included earning a master’s degree and multiple promotions.

In five years he wrote nearly 1,300 articles on personal finance and life lessons drawn from his own experience. The blog grew from a hobby into a recognized early voice in the personal-finance community and generated meaningful revenue. He sold the site in 2010, continued as a guest contributor through 2015, and returned in 2023 after further career advances, paying off his home, and extensive travel.

Finances & Money

Car Paid Off in Maryland? What to do with the Security Interest Filing and Title

October 24, 2023
By Cleverdude
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We recently paid off our Malibu loan with a credit card balance transfer. Not only did this reduce our interest rate from 5.85% to 1.99%, it also meant we paid off the lien on our car and were entitled to receive the full title and … [Read more...] about Car Paid Off in Maryland? What to do with the Security Interest Filing and Title

Business clothes hanging neatly on matching hangers

Finances & Money • Frugality

7 Tips to Extend the Life of Your Business Clothing

October 24, 2023
By Cleverdude
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After 12 years of wearing dress shirts, ties and pants in grade school and high school, and the last few years of my professional life doing the same, I've found a few good tips to prolonging the life of my dress clothes. Some are just common sense, … [Read more...] about 7 Tips to Extend the Life of Your Business Clothing

DC metro- commuting tips

General

10 Tips for My Fellow Mass Transit Riders [Egotistical Rant]

August 6, 2023
By Cleverdude
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Now that I've been commuting via the DC Metro for several years, I've noticed a number of things that my fellow commuters do that make the ride a bit more unbearable for, well, me. With rising gas prices, all forms of public transportation are seeing … [Read more...] about 10 Tips for My Fellow Mass Transit Riders [Egotistical Rant]

Finances & Money

Tips For Starting A Recession-Proof Business On A Budget

August 1, 2023
By Cleverdude
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The health of today's economy is questionable, as many companies are being forced to shutter due to economics. However, there are many factors behind a business closure and some of them have nothing to do with the economy. One thing is for sure, if … [Read more...] about Tips For Starting A Recession-Proof Business On A Budget

Dirty floor in need of cleaning

Finances & Money • Home

Lower Your Household Cleaning Costs by 2000%!

July 27, 2023
By Cleverdude
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What's the single dirtiest thing in your home? If your answer is "The Toilet", then maybe you should take this time to go clean it. I'll wait for you to come back. I'll even hum a tune while you're gone... "My baloney has a first name, it's … [Read more...] about Lower Your Household Cleaning Costs by 2000%!

windshield washer fluid

Automotive • budgeting • Car Repairs • Finances & Money

Making Your Own Windshield Washer Fluid

July 27, 2023
By Cleverdude
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With 3 cars, we have to keep 3 windshield washer reservoirs filled during the winter months. I used to see a gallon of fluid for only 99 cents, but now I can't seem to find it anywhere for under $7. Therefore, I made it my mission to find a recipe … [Read more...] about Making Your Own Windshield Washer Fluid

pools our expensive our yearly cost

Finances & Money • Home

Save Money on Water if You have a Pool (Utilities)

July 23, 2023
By Cleverdude
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We own a pool. It's expensive. If it didn't come with the house we bought, I would never purchase a pool.  So if you are in this situation and you want to save money on water if you have a pool, consider doing two things; signing up for your local … [Read more...] about Save Money on Water if You have a Pool (Utilities)

electric water heater vs gas heater

Clever Dudes Are Self Reliant • Finances & Money • Saving Money • Spending

8 Benefits Of Electric Water Heaters Over Gas Water Heaters

July 22, 2023
By Cleverdude
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For some oddball reason, the previous owners of our home installed a second water heater when they added a second bathroom 10 years ago. The original tank is gas heated and holds 60 gallons, which is more than enough for a family of 4, much less just … [Read more...] about 8 Benefits Of Electric Water Heaters Over Gas Water Heaters

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