Repairing your credit score may seem like a daunting task, but with a bit of discipline, planning, and persistence, it's entirely possible to rebuild your financial reputation. A healthy credit score is essential for securing loans, obtaining … [Read more...] about How To Fix Your Credit With These 8 Strategies
Costco shoppers enjoy bulk products at great prices. But once they get to the checkout lane, they have to be conscious of what method of payment they pull out of their wallet or purse. While some methods of payment are universally accepted, Costco … [Read more...] about What Are the Only Credit Cards Accepted in Costco?
The consequences of ignoring credit card debt can be life-changing. It's easy to rack up a large amount of credit card debt and one might wonder what would happen if they just stopped making payments. Unfortunately, the result may be … [Read more...] about Consequences of Ignoring Credit Card Debt
Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
There are many people who view their credit card as a tool to carry them between paychecks, while others might see it as a card of instant-gratification. For the old-timers, lines of credit and borrowing money was highly discouraged. This demographic … [Read more...] about FICO and You: Making It Work
Your credit score may be just a number to you, but it can have a huge impact on your life overall. This is the key indicator lenders use when determining your credit worthiness and risk potential. Even if they agree to loan you the money, your credit … [Read more...] about Factors That Affect Your Credit Score