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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Plates of pasta and flatbread on a restaurant table

Value

Head To Head Value Match-up: The Olive Garden vs. Noodles And Company

April 22, 2015
By Brock Kernin
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I'm not a big fan of eating out, simply because eating at a restaurant usually doesn't represent a good use of my hard earned money.  Most of the time I could make the same dish with a higher quality and for a lower cost at home. The absolute worst … [Read more...] about Head To Head Value Match-up: The Olive Garden vs. Noodles And Company

Kids And Finances

What Should My Teenager Pay For?

April 15, 2015
By Brock Kernin
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Image courtesy of David Castillo Dominici at FreeDigitalPhotos.net There's no manual to being a parent. Every phase of their development is as new for them as it is for us. We just sort of wing it as we go along, especially with our first born. We … [Read more...] about What Should My Teenager Pay For?

Frugality

How Much Do Hotels Inflate Their Prices On Weekends and Special Events?

April 13, 2015
By Brock Kernin
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  Nobody is surprised when the price of certain products rise as the weekend begins, and then fall again when the weekend ends. The two most common items that fall into this category are gasoline and hotel prices. We're all used to the ebb … [Read more...] about How Much Do Hotels Inflate Their Prices On Weekends and Special Events?

Saving Money

Save Time And Money With The Gift Wrapping Table At Bed, Bath, And Beyond

April 6, 2015
By Brock Kernin
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  Quiz time, Clever Friends: What do most people forget to include when estimating the cost of a wedding present? Answer: The materials needed to wrap the gift. Whether it be wrapping paper, a gift bag, ribbon, or all three, most … [Read more...] about Save Time And Money With The Gift Wrapping Table At Bed, Bath, And Beyond

Kids And Finances

Want To Teach Your Kid About Finances? Take Them Shopping!

April 1, 2015
By Brock Kernin
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  I didn't plan for a trip with my son to Walmart to turn into a financial lesson. I'm always looking for ways to teach my son how to manage money in the real world, and this opportunity just sort of popped out of thin air.  A child's … [Read more...] about Want To Teach Your Kid About Finances? Take Them Shopping!

Two Aroma rice cookers in their boxes

Saving Money

Online Shopping Failure: The Rice Cooker Saga

March 30, 2015
By Brock Kernin
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Image courtesy of NayPong at FreeDigitalPhotos.net Hopping online to price compare a product between retailers has become our default mode of operation before buying a new product. Not only does it help us get the very best price, but it also … [Read more...] about Online Shopping Failure: The Rice Cooker Saga

Judge's gavel

Stuff

5 Things You Need To Know About Serving On Jury Duty

March 25, 2015
By Brock Kernin
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  I wasn't very excited to receive a jury duty notification in the mail last month. Life is extremely busy and any time I have to spend in a courtroom will be a day for day relationship to how far behind I fall at work. But, I understand it's … [Read more...] about 5 Things You Need To Know About Serving On Jury Duty

Credit

Are 0% Introductory Rate Credit Card Offers Worth It?

March 23, 2015
By Brock Kernin
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  Last week, I received a credit card offer in the mail with a 0% balance transfer option for 21 months. Since I'm always on the lookout for ways to save money, my mind immediately started spinning trying to find a way to take advantage of … [Read more...] about Are 0% Introductory Rate Credit Card Offers Worth It?

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