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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

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Spending • What Would You Do?

The Lawn Care Debacle – Would You Pay For Something You Didn’t Ask For?

June 3, 2013
By Brock Kernin
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  I noticed my neighbor's truck parked on the road near my house when I came home from the gym.  He is a groundskeeper for his day job, but provides commercial lawn services as a side job. Pulling into the driveway I could see the hose … [Read more...] about The Lawn Care Debacle – Would You Pay For Something You Didn’t Ask For?

Finances & Money • Spending

How Do You Pay Your Bills?

May 29, 2013
By Brock Kernin
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How do you pay your bills? I pay mine with money. Haha, in all seriousness, though, let me tell you a a little story... I entered the amount of the last bill into the spreadsheet used to track our checking account, and dropped the statement into … [Read more...] about How Do You Pay Your Bills?

Cook At Home • Spending

I Save Money by Spending A Lot On Groceries

May 27, 2013
By Brock Kernin
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It's a common question, and one that is sure to ignite a conversation especially between people trying to be wise with their money. How much do you spend on groceries each week? Just last week we had a great post on this site from Clever … [Read more...] about I Save Money by Spending A Lot On Groceries

Frugality • Spending

Wasting Chicken Wings Really Burns My A$$

May 22, 2013
By Brock Kernin
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I looked back as we left a popular local restaurant and saw chicken wings, most of a burger and two half empty beer glasses sitting on the table where my wife and I had been eating lunch with another family. Our friends had ordered too much food … [Read more...] about Wasting Chicken Wings Really Burns My A$$

Spending

Joining a Gym is OK. Really.

May 20, 2013
By Brock Kernin
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Over the weekend I committed a cardinal sin for personal finance bloggers. I joined a gym. I know, personal finance bloggers are supposed to write about dumping gym memberships because they aren't worth it. I'm supposed to list ways to work out … [Read more...] about Joining a Gym is OK. Really.

Insurance

Three Steps to Estimating The Cost Of a Trip To The Doctor

May 15, 2013
By Brock Kernin
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Have you ever went to the doctor and asked yourself, “I wonder how much this is going to cost me?” Or have you opened a bill from your medical provider only to suffer from a case of sticker shock? In October of each year I select my medical … [Read more...] about Three Steps to Estimating The Cost Of a Trip To The Doctor

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Spending

What’s Your Shopping Personality?

May 13, 2013
By Brock Kernin
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Image courtesy of Master isolated images/ FreeDigitalPhotos.net I once got an afternoon phone call at work from my wife telling me she was at a car dealership. She had picked out a new van and requested that I come immediately to check it out and … [Read more...] about What’s Your Shopping Personality?

Family or Marriage

Are Today’s Luxuries Tomorrow’s Necessities?

May 8, 2013
By Brock Kernin
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Last Thursday a massive winter storm streaked across the Midwest dumping record amounts of snow in many places, including where I live. Schools were closed, and roads were virtually impassable. My son was home from school, my wife and I stayed home … [Read more...] about Are Today’s Luxuries Tomorrow’s Necessities?

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