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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

General

How Much Cash Should I Give As A Graduation Gift?

June 6, 2025
By Brock Kernin
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It's graduation season again, so our refrigerator has been filling up with invitations to graduation parties for our family members and the children of some of our friends. For each graduation invitation, we're assembling a card and monetary gift. … [Read more...] about How Much Cash Should I Give As A Graduation Gift?

budgeting • Cook At Home • Frugality

Can K-Cups Be Used More Than Once?

March 31, 2025
By Brock Kernin
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My wife is a coffee drinker, however I am not.  Despite my lack of love for coffee, I commonly make my wife a cup using her beloved Keurig single cup coffee maker before she comes downstairs in the morning.  Through the years of this routine I've … [Read more...] about Can K-Cups Be Used More Than Once?

Making Money

7 Easy Ways To Make Money While You Sleep

November 5, 2024
By Brock Kernin
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  Imagine waking up in the morning, rolling over to check your smart phone to find out you've made money while you were sleeping. The ability to make money with minimal effort is the cherry on top of financial freedom. This is called … [Read more...] about 7 Easy Ways To Make Money While You Sleep

Open chest freezer packed with frozen food

Cook At Home

Freezer Challenge: Find A Week’s Meals Without Buying A Thing

December 28, 2023
By Brock Kernin
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I opened my chest freezer to put away some groceries and shook my head at how much stuff was already in it. It seemed wasteful to be putting more groceries into it when it was so full. Surely there were untapped meal resources I should be using. I … [Read more...] about Freezer Challenge: Find A Week’s Meals Without Buying A Thing

CleverDudes Can Cook

The Cost Of A Great Burger: Restaurant Vs Cooking At Home

November 11, 2023
By Brock Kernin
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Last Saturday my wife and I spent all day doing tasks around our home. I had planned on grilling hamburgers for dinner, but when dinnertime rolled around we were both exhausted. We still had a craving for a good burger, but neither of us had the … [Read more...] about The Cost Of A Great Burger: Restaurant Vs Cooking At Home

Finances & Money

3 Ways To Reduce Your Grocery Bill

October 10, 2023
By Brock Kernin
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Over the weekend I did my usual Saturday morning grocery shopping. It was a bit spur of the moment, as I decided to stop and get it over with on my way home from the gym. However, while putting away my purchases, time and time again I was reminded … [Read more...] about 3 Ways To Reduce Your Grocery Bill

Close-up of a computer circuit board

Making Money

Mining Gold From Computers: Can You Make Money?

September 30, 2023
By Brock Kernin
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Every time you throw away or recycle a cell phone, computer, or any piece of electronics you're throwing away gold. Gold is an efficient conductor of electricity and does not corrode, therefore it is used in virtually every piece of electronics. You … [Read more...] about Mining Gold From Computers: Can You Make Money?

Investing

Why the Recent Stock Market Climb Shouldn’t Alter Your Investment Strategy: 3 Compelling Reasons

September 20, 2023
By Brock Kernin
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  In the last 12 months, the stock market has experienced a rapid climb of about 10%.  This sudden increase has undoubtedly inflated the values of investor's portfolios,  which may cause some investors to contemplate sinking more money … [Read more...] about Why the Recent Stock Market Climb Shouldn’t Alter Your Investment Strategy: 3 Compelling Reasons

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