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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

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Reward Programs

Earn Cash Back From Online Shopping Through DollarDig!

December 26, 2022
By Brock Kernin
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I do a little happy dance every time I discover that something I'm purchasing also happens to be on sale. It's like putting money directly back into your pocket because you don't have to spend as much as you had thought. Who doesn't like putting … [Read more...] about Earn Cash Back From Online Shopping Through DollarDig!

Stuff

How Much Are Aluminum Cans Worth?

April 27, 2021
By Brock Kernin
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When I was a kid, I would earn a windfall of cash by bringing to a scrap yard the aluminum cans I had gathered digging through garbage cans at the local baseball field. It was an event I looked forward to all year and would use the cash to buy a new … [Read more...] about How Much Are Aluminum Cans Worth?

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Self Improvement

What Are Costco’s Conditions for Hiring Felons?

April 20, 2021
By Brock Kernin
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Costco is not only a great place to shop, it's also a great place to work. It is a Fortune 500 company with over 800 locations and 224,000 employees worldwide. It could be the perfect place for someone with a prior felony conviction to begin to … [Read more...] about What Are Costco’s Conditions for Hiring Felons?

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Credit

What Are the Only Credit Cards Accepted in Costco?

March 31, 2021
By Brock Kernin
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Costco shoppers enjoy bulk products at great prices. But once they get to the checkout lane, they have to be conscious of what method of payment they pull out of their wallet or purse. While some methods of payment are universally accepted, Costco … [Read more...] about What Are the Only Credit Cards Accepted in Costco?

General

Products For Sorting Out Coins At Home

March 22, 2021
By Brock Kernin
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I have a huge jar on my closet shelf filled with the loose change I empty from my pockets each night. Many people have such a change jar, maybe you do as well. When the jar gets sufficiently full, I bring it to my bank to run it through the change … [Read more...] about Products For Sorting Out Coins At Home

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Finances & Money

Why You Should Always Check Debt Accuracy

March 15, 2021
By Brock Kernin
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Knowing your credit score is a hot button. People are very concerned about it. After all, your credit score dictates not only your ability to secure financing if needed and the interest rate you’ll pay, but it’s almost used as a sign of your … [Read more...] about Why You Should Always Check Debt Accuracy

Consumer Beware

Beware Of Online Subscriptions

March 9, 2021
By Brock Kernin
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You should instantly be put on high alert when purchasing an online subscription using your credit or debit card number. We've grown accustomed to glossing over small print, and just clicking to agree to the terms and conditions. If you don't know … [Read more...] about Beware Of Online Subscriptions

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Finances & Money

Common Scams That Are Plaguing Venmo

March 3, 2021
By Brock Kernin
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Venmo is a popular mobile payment service. Account holders use it to transfer funds to others using an ap on their mobile phone. I use it with friends and family to send money for chipping in for pizza, repayment for a purchase, or other personal … [Read more...] about Common Scams That Are Plaguing Venmo

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