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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

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Family

Teenagers Do Not Always Want Freedom

March 18, 2015
By Brock Kernin
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  Teenagers are a strange bunch. I'm discovering that more and more as mine navigates his teenage years. He talks a lot about having more freedom. My wife and I respond with the standard, “You have to earn it,” speech. But for all his … [Read more...] about Teenagers Do Not Always Want Freedom

Taxes

Four Steps to Knocking Out Your Taxes Quickly

March 16, 2015
By Brock Kernin
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Image courtesy of Mister GC at FreeDigitalPhotos.net  Sitting across the table from my wife at a local steakhouse Friday night, she had a kind of look in her eye. She had something on her mind, and it was only a matter of time before she said … [Read more...] about Four Steps to Knocking Out Your Taxes Quickly

Prescription jar from a pharmacy on a counter

Ways My Wife Saves Us Money

Ways My Wife Saves Us Money : Ask Your Pharmacist For Cheaper Medication Edition

March 9, 2015
By Brock Kernin
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“Can we get more of this?” my son asked as he handed me an empty container of prescription acne medication. When we first got it last year, his acne was in full blown mid-teenager form. The cream helped a lot, but once it ran out, it wasn't long … [Read more...] about Ways My Wife Saves Us Money : Ask Your Pharmacist For Cheaper Medication Edition

Kids And Finances

Opportunity Lost? A Financial Conversation Overheard At The Movies

March 2, 2015
By Brock Kernin
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  “How is it I only have $3 left?” I heard a female voice say from behind me while standing in the movie theater concession line. “Because you buy stuff?” I heard a different voice respond. I pretended to be just generally … [Read more...] about Opportunity Lost? A Financial Conversation Overheard At The Movies

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Kids And Finances

It’s Time For My Teenager To Get A Job

February 25, 2015
By Brock Kernin
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  My son turned sixteen in January, and within a week had his driver's license. He's been enjoying his new found freedom driving to school, going to the movies, and hanging out at his friends house without needing to rely on my wife or myself … [Read more...] about It’s Time For My Teenager To Get A Job

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Value

The Unbelievable Return Policy At Costco

February 23, 2015
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net My wife loves her electric blanket. She naps under it during cold winter Sunday afternoons while I shake my fist at televised football games, and she snuggles under it while we watch our … [Read more...] about The Unbelievable Return Policy At Costco

Frugality

Breaking The Rules of Frugality To Save Money

February 18, 2015
By Brock Kernin
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  Take good care of your possessions, and repair them when they begin to show wear. Delay the purchase of new things, by making the things you have last as long as possible. The longer something lasts, the more value you get from it. … [Read more...] about Breaking The Rules of Frugality To Save Money

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Car Repairs

Vehicle Recall: Seven Months and STILL Waiting For The Parts

February 16, 2015
By Brock Kernin
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  Every couple of months I hear about a major automobile recall. It's good that auto manufacturers take responsibility for defects in their products, but you have to wonder why they seem to be happening so frequently. So while I was … [Read more...] about Vehicle Recall: Seven Months and STILL Waiting For The Parts

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