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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Frugality

Could You Cancel Cable To Get A Better Rate Offer?

February 11, 2015
By Brock Kernin
- Leave a Comment

  My neighbors were expecting the letter from the cable company indicating their promotional rate period was about to end, and their monthly rate was about to increase. They did what we all have been trained to do, they skipped threatening to … [Read more...] about Could You Cancel Cable To Get A Better Rate Offer?

Father and young son looking at a tablet together

Parenting

Are You Teaching Your Kids The Right Life Skills?

February 9, 2015
By Brock Kernin
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  The first thing I learned how to cook was apple crisp, and that was in 7th grade. At the same age, I also learned how to make pasta, English muffin mini-pizzas and a handful of other things that gave me the confidence to try to make … [Read more...] about Are You Teaching Your Kids The Right Life Skills?

Young man reading a pizza menu at a takeout counter

What Would You Do?

What Is The Correct Tipping Etiquette For Take Out?

February 4, 2015
By Brock Kernin
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I pulled into the parking spot and jogged to the front door of my favorite chicken wing restaurant to pick up a to go order. The cashier smiled, made friendly small talk and took my order from the window. She then swiped my debit card and laid the … [Read more...] about What Is The Correct Tipping Etiquette For Take Out?

Cartoon repairman holding a wrench

Clever Dudes Are Self Reliant

Don’t Pay A Repair Person To Fix Something, Pay Them To Teach You To Fix it Yourself!

February 2, 2015
By Brock Kernin
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  I love a do it yourself project. The thrill of learning something new, taking something apart and making something work that had previously been broken. It's little DIY adventures that make life just a little more interesting. I do, … [Read more...] about Don’t Pay A Repair Person To Fix Something, Pay Them To Teach You To Fix it Yourself!

Tablet showing its home screen

Cell Phone

Would You Say No To A Free Tablet?

January 28, 2015
By Brock Kernin
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I'm not a huge fan of cell phone companies. They've seemingly been rolling out new pricing structures more often than the average teenager changes socks. They come up with fancy names, and lots of banners, balloons and whistles. They can package it … [Read more...] about Would You Say No To A Free Tablet?

Hotel tower and palm tree under a blue sky

Saving Money

The Trouble With Hotel Reservation Lines

January 26, 2015
By Brock Kernin
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  In celebration of my son's 16th birthday, as well as another very successful quarter of high school, we wanted to reward him. We allowed him to pick a few friends to take with us on an overnight stay to a nearby hotel with a large indoor … [Read more...] about The Trouble With Hotel Reservation Lines

Copper Wear compression sleeve

Consumer Beware

Copper Wear TV Ad Is Too Good To Be True

January 21, 2015
By Brock Kernin
- Leave a Comment

The narrator talks fast, makes outrageous promises, then throws a special offer at you if you, “Act Now.” It's the familiar template of the typical 30 second TV ad trying to get you to buy a product over the phone, or if you're lucky from a … [Read more...] about Copper Wear TV Ad Is Too Good To Be True

Scam alert warning sign

Cell Phone

AT&T Deceptive With Data Plan Promotion

January 19, 2015
By Brock Kernin
- Leave a Comment

Image courtesy of Stuart Miles at FreeDigitalPhotos.net Good customer service, integrity and transparency in dealing with customers are important to me. If a company treats me right, they get my loyalty and my continued business. AT&T has been … [Read more...] about AT&T Deceptive With Data Plan Promotion

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