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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Value

Customer Service Shout Out: Dairy Queen and Flapdoodles

June 3, 2015
By Brock Kernin
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  Experiences can drive our shopping and spending choices as consumers. Customer service is at the top of my list of important attributes for retailers to retain my business. Great customer service will keep me coming back for more, while … [Read more...] about Customer Service Shout Out: Dairy Queen and Flapdoodles

Kids And Finances

Teens And Money: Teaching The Concept of Pay Yourself First

June 1, 2015
By Brock Kernin
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  My son approached me over the weekend and asked me an unexpected question. “Dad, can we do that open a savings account thing?” When he started his part-time job, we had agreed that he could keep his first two paychecks to do … [Read more...] about Teens And Money: Teaching The Concept of Pay Yourself First

Frugality

Save Money By Taking Out Your Own Trash

May 29, 2015
By Brock Kernin
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I hate my garbage company. I'm sure they're no different than any of the other refuse disposal companies in my area, but I still hate them. They advertise a low monthly rate, but then tack on extra for the required recycling service, more taxes and … [Read more...] about Save Money By Taking Out Your Own Trash

CleverDudes Can Cook

CleverDudes Can Cook: Shredded Pork Enchiladas Edition

May 27, 2015
By Brock Kernin
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A Cleverdude (or Dudette) is someone that watches their spending and gets maximum value for his or her dollar. A Cleverdude is also not afraid of little DIY project if it means saving money Yes, Clever Friends, we are a multi-talented breed. There's … [Read more...] about CleverDudes Can Cook: Shredded Pork Enchiladas Edition

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Use It Up Challenge

I’m Not Going Grocery Shopping This Week: The Meal Plan

May 25, 2015
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net I mentioned last week that the stockpile of food at our home had reached an all time high, and something had to be done. This week I'm challenging myself to make meals for my family using the … [Read more...] about I’m Not Going Grocery Shopping This Week: The Meal Plan

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Spending

Costco vs Sam’s Club – Why Not Both?

May 22, 2015
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net I renewed my executive Costco membership in April. We buy as many food and household products as we can there to make the most of the 2% cash back rewards program.   I also have the Costco … [Read more...] about Costco vs Sam’s Club – Why Not Both?

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Use It Up Challenge

Use It Up Challenge: I’m Not Going Grocery Shopping Next Week

May 20, 2015
By Brock Kernin
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Image courtesy of patpitchaya at FreeDigitalPhotos.net I pride myself on my meal planning and grocery shopping efficiency. I used to laugh at the emptiness of the cupboards and the refrigerator as the end of the week, but we always had food for … [Read more...] about Use It Up Challenge: I’m Not Going Grocery Shopping Next Week

Saving Money

Save Big At Costco Liquor Stores

May 18, 2015
By Brock Kernin
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Last year, my wife saved us 10% off a substantial liquor store bill just by asking for a discount. As we prepare for our annual summer kick off party this year, we've decided that my wife won't be doing that again. Not because we don't want to save … [Read more...] about Save Big At Costco Liquor Stores

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