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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Ways My Wife Saves Us Money

Ways My Wife Saves Us Money: 2 Questions To Ask A Hotel Front Desk

June 22, 2015
By Brock Kernin
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  My wife and I were out of town this weekend, and staying at a hotel. We knew we would be ringing up a significant bill by dining out for several days, so we were looking for any possible way to save some money. My wife remembered a hotel in … [Read more...] about Ways My Wife Saves Us Money: 2 Questions To Ask A Hotel Front Desk

Travel tips

The Art Of Planning A Group Vacation

June 19, 2015
By Brock Kernin
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  My family is currently planning our yearly vacation to a nearby water park destination, and asked some friends to come along. Our kids, who are close in age, are also friends so we were excited when they expressed interest in going. My wife … [Read more...] about The Art Of Planning A Group Vacation

Loyal3 Investment Update

The Average Investor: Loyal3 Update – 6/17/2015

June 17, 2015
By Brock Kernin
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In March of 2014 I invested $60 in the bar and grill restaurant Buffalo Wild Wings using the online investment platform Loyal3. It was an easy way to play around with the stock market as users are able to invest amounts as low as $10 in a variety of … [Read more...] about The Average Investor: Loyal3 Update – 6/17/2015

Parenting

Be The Good Parent, Not The Cool Parent

June 15, 2015
By Brock Kernin
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  My son informed me that he and his friends were talking and had hatched a plan in which they all purchased airsoft gear, and then played with them in a small forest of trees in near our home. Airsoft guns are like the old style BB guns, … [Read more...] about Be The Good Parent, Not The Cool Parent

Spending

How Much Do You Spend On Groceries Each Month?

June 12, 2015
By Brock Kernin
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I have a slight infatuation with how other people spend their money lately. Earlier this week I wrote about my thoughts regarding my coworkers going out to eat every day, and then a few days later I found out how much a friend's family spends on … [Read more...] about How Much Do You Spend On Groceries Each Month?

Saving Money

The Real Cost Of Eating Out During The Work Week

June 10, 2015
By Brock Kernin
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I recently switched office cubicles, moving just a few isles within the same building. My team had become fragmented with personal changes over years, and management was moving people around to place team members within close physical proximity of … [Read more...] about The Real Cost Of Eating Out During The Work Week

Saving Money

I Saved My Neighbor Over $400 On A Graduation Party

June 8, 2015
By Brock Kernin
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  I was sitting outside on my back patio tending to my smoker, when my neighbor walked across my lawn and struck up a conversation. I was smoking pork shoulder for pulled pork, and he commented on the appetizing smells coming from my … [Read more...] about I Saved My Neighbor Over $400 On A Graduation Party

Kids And Finances

When Should Teens Stop Receiving Allowance?

June 5, 2015
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net My son has been earning allowance since before he was ten years old. His payrate has been $1 per week for each year of age. Every year on his birthday he recieved a $1 a week raise, but he … [Read more...] about When Should Teens Stop Receiving Allowance?

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