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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

What Would You Do?

What Would You Do? The Increasing Hotel Room Rate Edition

July 29, 2015
By Brock Kernin
- Leave a Comment

  I had an experience last week that I want to share and have you give me your thoughts. I was surprised at what happened, but I was even more surprised to watch my wife, who’s always looking to get the best price on everything, willingly … [Read more...] about What Would You Do? The Increasing Hotel Room Rate Edition

Gas station canopy at sunset

Convenience Store Chronicles

Convenience Store Chronicles: Three Ways To Save!

July 27, 2015
By Brock Kernin
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  Image courtesy of NayPong at FreeDigitalPhotos.net Convenience stores are not known for having great deals. A convenience store is where you buy a late night pizza because they're on the nearest street corner, or where you pick up a … [Read more...] about Convenience Store Chronicles: Three Ways To Save!

Cash bills tucked into a black wallet

Saving Money

What Should I Do With This $100?

July 24, 2015
By Brock Kernin
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Image courtesy of scottchan at FreeDigitalPhotos.net I’ve got $100 I just don't know what to do with.  It's not cash,  it's $100 credit at Restaurant.com that I received as a gift. If you’re not familiar with Restaurant.com, it’s an online … [Read more...] about What Should I Do With This $100?

Saving Money

Summer is Over For Retailers, Which Means Great Bargains for You!

July 22, 2015
By Brock Kernin
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Earlier this year, my wife and I were looking for some new patio furniture. Thanks to my wife we scored a great deal. We’ve been enjoying the new furniture throughout the summer whether we’re entertaining friends and family or it’s just a … [Read more...] about Summer is Over For Retailers, Which Means Great Bargains for You!

Loyal3 Investment Update

Average Joe Investor: Loyal3 Update – 7/20/2015

July 20, 2015
By Brock Kernin
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The middle of the month means it’s time for an update from this Average Joe Investor using the no fee investment platform Loyal3.   It’s been a tumultuous month for the markets given the financial collapse going on in Greece, and we’ve likely … [Read more...] about Average Joe Investor: Loyal3 Update – 7/20/2015

Spending

If You Buy Concert Tickets Online, You NEED to Read This

July 17, 2015
By Brock Kernin
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Image courtesy of digitalart at FreeDigitalPhotos.net I remember the excitement I felt when we bought the tickets. My wife and I were out for dinner, and we had heard about the concert earlier in the day. While we were eating we decided we would … [Read more...] about If You Buy Concert Tickets Online, You NEED to Read This

budgeting

Restaurants That Serve Family Style: 3 Ways To Control Your Bill

July 15, 2015
By Brock Kernin
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  My wife and I had been looking forward to having dinner with friends all week. We were going to a semi-fancy restaurant that I had never been to before. We were seated immediately as we had made reservations, and handed menus. As I … [Read more...] about Restaurants That Serve Family Style: 3 Ways To Control Your Bill

Saving Money

Need Something Done, But Don’t Have Much Money? How Does $5 Sound?

July 13, 2015
By Brock Kernin
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Image courtesy of  Gualberto107 at FreeDigitalPhotos.net I'm working on a side project and need a logo that I can use in the banner of a web page as well as on other materials. The graphic designers I have in my contact list each charge somewhere … [Read more...] about Need Something Done, But Don’t Have Much Money? How Does $5 Sound?

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