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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

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Loyal3 Investment Update

The Clever Investor: Loyal3 Update – 8/17/2015

August 17, 2015
By Brock Kernin
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A little bookkeeping before we get started today. I'm sporting a new name for my monthly investment update, because there's another blog already using the previous name. It's more reflective of the personality here at Cleverdude – I hope you like … [Read more...] about The Clever Investor: Loyal3 Update – 8/17/2015

Saving Money

Three Easy and Inexpensive Sides To Bring To Your Next Potluck Summer BBQ

August 14, 2015
By Brock Kernin
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Firing up the grill and spending an evening with friends on the deck is one of my favorite things about summer. We always do it potluck style as to reduce the amount of work and cost for us as hosts of the gathering. But what if you're on the other … [Read more...] about Three Easy and Inexpensive Sides To Bring To Your Next Potluck Summer BBQ

Fork resting on cash and coins on a plate

Behavior

Take Out Tipping Revisited: A Change In Perspective

August 12, 2015
By Brock Kernin
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Image courtesy of warradmu at FreeDigitalPhotos.net I sat on the couch inside an Olive Garden watching the To Go Server work. I was surprised to discover that there was a person dedicated to handling To Go orders. I always thought that everyone … [Read more...] about Take Out Tipping Revisited: A Change In Perspective

Wrecked car loaded on a tow truck

Kids And Finances

Some Lessons Are Expensive

August 10, 2015
By Brock Kernin
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Image courtesy of Naypong at FreeDigitalPhotos.net I was doing some yard work in the front of my house when my son's friend got in his car to head to work. A few moments later a loud high pitched scratch made me look up and realize that the young … [Read more...] about Some Lessons Are Expensive

Cartoon of a worker holding a pressure washer wand

Self Improvement

The Power Washer Adventure Part II

August 7, 2015
By Brock Kernin
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I am eternally grateful that a friend of mine was willing to lend me his power washer for my deck staining project. Power washing my deck is proving to take a lot more effort than I originally though, as I've now spent a 2-3 hours a day for 5 days … [Read more...] about The Power Washer Adventure Part II

Hand pulling cash from a wallet

Kids And Finances

Teaching A Teen About Tipping

August 5, 2015
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net When my son got his driver’s license, in many ways daily life became much more convenient for both of us. He could drive himself to work, friends’ homes, and to run errands. It also … [Read more...] about Teaching A Teen About Tipping

Man in a hard hat holding out a hammer

Saving Money

Tools: Don’t Rent, Don’t Buy, Borrow!

August 3, 2015
By Brock Kernin
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Image courtesy of imagerymajestic at FreeDigitalPhotos.net I planned on staining my deck early in the spring so I could enjoy a great looking deck during the summer. The weather didn't cooperate in May, as it seemed to rain every other day. June … [Read more...] about Tools: Don’t Rent, Don’t Buy, Borrow!

Reward Programs

Missed Opportunity: Physical Activity Rewards Program

July 31, 2015
By Brock Kernin
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I learned this week that I've made a mistake. I didn't take the time to learn all the details of the changes to my benefit package in 2015, and discovered that I haven't taken full advantage of a physical activity program. Each year, my employer … [Read more...] about Missed Opportunity: Physical Activity Rewards Program

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