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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Value

Sometimes Value Costs Money

September 4, 2015
By Brock Kernin
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I'll take just about any chance to save money. It's all about getting the most value for my hard earned cash. But every now and then a situation arises where spending extra money increases value. I experienced one of those scenarios just last … [Read more...] about Sometimes Value Costs Money

Kids And Finances

Teens And Money: When There’s Too Much Month at the End of Their Money

September 2, 2015
By Brock Kernin
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“I want to stop having money automatically taken out of my checking account,” said my son. I looked at him, puzzled, wondering why he would say such a thing.   He was referring to the automatic transfer from his checking to savings we setup to … [Read more...] about Teens And Money: When There’s Too Much Month at the End of Their Money

Fitbit Rewards

Fitbit Rewards Update – August Update!

August 31, 2015
By Brock Kernin
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A few weeks ago I ordered my free Fitbit One as part of a program offered by my employer to encourage physical activity and overall health. I found I can connect the Fitbit to my employer's physical vitality web portal, and earn points for my … [Read more...] about Fitbit Rewards Update – August Update!

Stuff

The Refund I Didn’t Know I Deserved

August 28, 2015
By Brock Kernin
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  Author's Note: Sometimes I like to lighten it up a little here at The Dude, and today is one of those days. Here’s a story about a little surprise I got in the mail last week. Enjoy! I assumed the letter from Target Optometry was … [Read more...] about The Refund I Didn’t Know I Deserved

Finances & Money

I’m Putting My High School Student On A Lunch Budget!

August 26, 2015
By Brock Kernin
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In just a few days my son will be starting his junior year of high school. He's about to embark upon the journey of a new school year where he'll be taking new classes, making new friends, and making new memories. There's something else new that … [Read more...] about I’m Putting My High School Student On A Lunch Budget!

Frugality

What Should I Do With a FREE Gym Membership?

August 24, 2015
By Brock Kernin
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I enjoy going to the gym. I really enjoy the full service health club I belong to, and I don't mind the monthly payment because I use my membership every day. However, something happened last week that has me contemplating canceling my … [Read more...] about What Should I Do With a FREE Gym Membership?

Kids And Finances

Teens And Money: A Lesson in ATM Fees

August 21, 2015
By Brock Kernin
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I was looking through my son’s bank transactions recently when I noticed something that required a discussion. I saw that he had withdrawn money from his account, and was charged a $2.50 ATM fee.   When he received his debit card, I explained that … [Read more...] about Teens And Money: A Lesson in ATM Fees

Men's Topics

Health Care System Fail : It’s Your Money and your Health at Stake

August 19, 2015
By Brock Kernin
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As your stereotypical male, I don't go to the doctor often. I believe that if given ample opportunity the amazing human body can usually heal itself.  I don't go for an office visit unless something has been nagging me for weeks, or a body part has … [Read more...] about Health Care System Fail : It’s Your Money and your Health at Stake

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