“I know it's a lot of money, but I was wondering....†said my wife as we drove home from work. She went on to explain that she was out of some facial products and was wondering if we could allocate some funds to buy new ones. The salon where … [Read more...] about Budgeting Techniques: Prioritize Purchases vs Delayed Spending
I'm a Do It Yourself kind of guy, and take pride in being open to learning new skills. Increasing the tools I have in my DIY tool belt not only enables me to be more self-sufficient, but also saves me money because I don't have to pay a professional … [Read more...] about How A DIY YouTube Video Saved Me $85
I received an email from my neighbor inviting me (and others) to meet up for beers. This was the second time in as many weeks he had sent such an invitation. I had to decline the first time because I had a conflict, but to be honest I didn't really … [Read more...] about How Do I Tell Friends I Don’t Want To Spend Money Socializing?
About a month ago, my son informed me that he wanted to cancel his automatic savings transfer the Monday after each paycheck. At the time, he had run out of spending money and felt like he should be able to keep a larger portion of his paychecks for … [Read more...] about Teens and Money: Should I Make My Teenager Save Money?
It's been a roller coaster on Wall Street since my last Clever Investor update marked by wild swings in both directions. Overall, however, the stock market as fallen dramatically. A streak of days that saw the market fall hundreds of points started … [Read more...] about The Clever Investor: Loyal3 Update – 9/14/2015
I can't stand clutter. Guests would describe my home as neat and clean, but I can walk into any room in my house and find things that need to be reorganized, cleaned, or disposed of. I'm always in a state of believing that I have too many … [Read more...] about The $500 Decluttering Challenge
I just wanted to get through the next couple of days. I had in-laws visiting from another state which resulted in extra spending for eating and entertaining. An out of town event over the weekend would require extra funds for gas and the usual … [Read more...] about Ignoring Your Finances NEVER Turns Out Well
My wife is a money saving machine, willing to go to great lengths to save a few bucks. But as much as she loves to find ways to save money, ensuring she's not overcharged and that she gets exactly what she paid for is an obsession. I witnessed this … [Read more...] about The Principle of Frugality
