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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Saving Money

Spring Is the Time To Stock Up On Charcoal

May 4, 2016
By Brock Kernin
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Firing up the grill and cooking something over an open flame is one of my favorite things to do. While it's always grill season to me, I get a special kind of excited this time of year. When retailers open their garden center and lawn mowers get … [Read more...] about Spring Is the Time To Stock Up On Charcoal

Value

4 Things You MUST Do When Furniture Shopping

May 2, 2016
By Brock Kernin
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Is there a wrong way to shop? There are likely different answers to that question, but after spending several hours in a furniture store over the weekend it sure felt like we did it wrong. It was so wrong that we came very close to buying very … [Read more...] about 4 Things You MUST Do When Furniture Shopping

CleverDudes Can Cook

CleverDudes Can Cook: How To Create Restaurant Style French Fries At Home

April 29, 2016
By Brock Kernin
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I worked as a short order cook when I was in high school. One of the things I loved to eat the most at the restaurant where I worked was the french fries. We put a potato seasoning on them that made them taste so, so good. As an adult I rediscovered … [Read more...] about CleverDudes Can Cook: How To Create Restaurant Style French Fries At Home

Saving Money

3 Things To Know When Shopping For A New Air Conditioner

April 27, 2016
By Brock Kernin
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Air conditioning season is coming. This is an unavoidable fact, and the mere mention of it made my wife roll her eyes. She remembered how our air conditioning unit squeals each time it starts up. It's been doing it for years, but the volume of the … [Read more...] about 3 Things To Know When Shopping For A New Air Conditioner

Finances & Money

Save Money By Repairing Screens

April 25, 2016
By Brock Kernin
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We built our home 12 years ago, which means there are things starting to show wear and tear. One such item are the screens for our windows and patio doors. A few of them have developed some small holes, which not only looks shoddy, it also allows … [Read more...] about Save Money By Repairing Screens

Frugality

Saving Money By Being Busy At Home

April 22, 2016
By Brock Kernin
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Vacations are expensive, and we just got back from a ten day trip (including travel time) to Florida. So, it's time to balance our vacation spending with tightening the wallet and spending a few weekends laying low at home. That doesn't mean I'll be … [Read more...] about Saving Money By Being Busy At Home

Frugality

Do You Waste Money On Cell Phone Upgrades?

April 20, 2016
By Brock Kernin
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Think about the last time you upgraded your cell phone. Did you have to upgrade, or did you get caught up in the shiny glow of a new handset? If the upgrade happened out of pure consumerism, was it a conscious decision? There's a big difference … [Read more...] about Do You Waste Money On Cell Phone Upgrades?

Home

Ignoring Your ToDo List Can Cost You Money

April 18, 2016
By Brock Kernin
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A notebook sits on my kitchen counter open to my current todo list. I add things as necessary, and cross things off as they are completed. My wife even gets in on the process by adding things to the list that she wants me to do. My list is constantly … [Read more...] about Ignoring Your ToDo List Can Cost You Money

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