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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Parenting Challenges

Parenting: Letting The Little Things Go

May 25, 2016
By Brock Kernin
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Part of being a successful parent is knowing which battles to fight. Children need instruction and guidance, but they are their own individuals as well. It's important to let them figure out who they are, and express themselves in their own way. As … [Read more...] about Parenting: Letting The Little Things Go

Behavior

Tipping Adventures Double Header: Carpet Cleaner and Furniture Delivery

May 20, 2016
By Brock Kernin
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Does it seem to anyone else that tip jars are showing up in more and more places these days? While I generally have no problem giving a tip to someone working in the service industry for a job well done, it seems harder and harder to determine when … [Read more...] about Tipping Adventures Double Header: Carpet Cleaner and Furniture Delivery

Self Improvement

Managing Your Finances: Pay Your Bills On Time Using A Payment Worksheet

May 18, 2016
By Brock Kernin
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There are countless ways to handle personal finances, everyone does it just a little different. Methods range from tracking every expenditure in an elaborate spreadsheet and having all bill payments automated, to others who still write physical … [Read more...] about Managing Your Finances: Pay Your Bills On Time Using A Payment Worksheet

Value

Powder, Liquid, or Pod: Which Form Of Laundry Soap Is Most Cost Effective?

May 16, 2016
By Brock Kernin
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I've used liquid laundry detergent as long as I can remember. But when my family and I went to Florida I bought some of the detergent pods as they were just more convenient to pack and take with us. Laundry detergent was on this weekend's grocery … [Read more...] about Powder, Liquid, or Pod: Which Form Of Laundry Soap Is Most Cost Effective?

What Would You Do?

What Would You Do? Pay Cash And Drain Savings, Or Use Interest Free Financing?

May 13, 2016
By Brock Kernin
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For the past year, my wife and I have contemplated doing some major home improvement/maintenance projects. New carpeting, painting, new furniture, and replacing our air conditioner have all been discussed and investigated. I recently painted our main … [Read more...] about What Would You Do? Pay Cash And Drain Savings, Or Use Interest Free Financing?

Finances & Money

Is Managing Your Finances A Priority?

May 11, 2016
By Brock Kernin
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I used to see a coworker of mine at the gym all the time. Then, suddenly I stopped running into him. I asked him one day if he was still a member, to which he replied, “Yeah, I just don't have time right now to workout.” It reminded me of a quote … [Read more...] about Is Managing Your Finances A Priority?

What Would You Do?

I Destroyed My Phone, What Should I Do?

May 9, 2016
By Brock Kernin
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Stupid mistakes can cost a person, and my most recent dive into stupidity is going to cost me plenty. I stopped at Walmart on my way to the gym this morning to pick up some needed supplies. I didn't want to take my phone in with me, so I put it on … [Read more...] about I Destroyed My Phone, What Should I Do?

Finances & Money

Is Delta Sky Comfort Plus Worth The Price?

May 6, 2016
By Brock Kernin
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My family and I recently flew to Austin, Texas to visit some inlaws. As I was booking my the flights, my wife was poking around on her iPad and instructed me to pay for the Delta Comfort Plus upgrade. For $19.50 a person, we would get the following … [Read more...] about Is Delta Sky Comfort Plus Worth The Price?

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