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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Debt

Watch Me Pay Off $10,000 In Debt In 6 Months

June 15, 2016
By Brock Kernin
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I'm about to set sail on a journey, Clever Friends, and I want you to come with me. I've consolidated all of my outstanding unsecured debt to a single credit card using a 0% interest offer, and I'm dedicated to paying it off by the end of the year. … [Read more...] about Watch Me Pay Off $10,000 In Debt In 6 Months

What Would You Do?

Time or Money…..What Would You Choose?

June 13, 2016
By Brock Kernin
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Happy Monday, Clever Friends. I thought we'd start out the week by playing a game. It's a game similar to one of those you might see at a carnival. I'm going to ask you a question, and then I'll attempt to figure out the answer. Ready? Ok, here … [Read more...] about Time or Money…..What Would You Choose?

Taxes

IRS Announces Interest Rates for 3Q 2016 and How It May Affect Your Tax Bill

June 10, 2016
By Brock Kernin
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With it being mid-June, tax returns were due months ago and it's way to early to think about next tax season, right? Well, not exactly. There are several reasons why you might be thinking about taxes right now, one of them being the quarterly … [Read more...] about IRS Announces Interest Rates for 3Q 2016 and How It May Affect Your Tax Bill

Kids And Finances

Teens And Money: Don’t Quit your Job Until You Have A New One

June 6, 2016
By Brock Kernin
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I shook my head in disbelief at what my son was telling me. I just couldn't understand the logic behind why he thought the plan of action he laid out for me was a good idea. I remembered that he's only a teenager and needed my guidance, so I took a … [Read more...] about Teens And Money: Don’t Quit your Job Until You Have A New One

Finances & Money

4 Steps To Buying Concert Tickets Online

June 3, 2016
By Brock Kernin
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My son wanted to buy concert tickets to a very popular event coming to the area. The problem was, the tickets went on sale in the middle of the day while he was in school. The event was almost sure to be sold out by the time he got out of school, so … [Read more...] about 4 Steps To Buying Concert Tickets Online

Home

Do You Know What’s Covered By Your Appliance Protection Plan?

June 1, 2016
By Brock Kernin
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I was sure it would eventually happen again. I was right. My squeaky dryer, that suddenly became quiet, started squeaking again. More accurately, the squeak had turned into more of a squeal. Without saying a word, my wife and I had a complete … [Read more...] about Do You Know What’s Covered By Your Appliance Protection Plan?

Value

Are You Wasting Money With Traditions?

May 30, 2016
By Brock Kernin
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I was wasting money without even really thinking about or realizing it. I had been doing this for nearly 20 years. It was something that was assumed and expected. But when I really took a good hard look at it, I wasn't getting any value out of … [Read more...] about Are You Wasting Money With Traditions?

Value

It Pays To Complain

May 27, 2016
By Brock Kernin
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Many businesses ask for your feedback. Just in the last week I've received requests to answer survey questions from a pizza place and my cell phone provider. Some companies even offer an incentive to fill out the survey such as a free appetizer or … [Read more...] about It Pays To Complain

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