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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Finances & Money • Insurance

Save Money On Glasses At Costco

July 4, 2016
By Brock Kernin
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My wife has had quite the adventure getting new glasses this year. First, we tried a different optometrist for our eye exams. They were horrible and she declined to purchase her eye wear there. Then, recently some frames grabbed her attention while … [Read more...] about Save Money On Glasses At Costco

Teenager

Teens And Money: Teaching Valuable Interview Skills

July 1, 2016
By Brock Kernin
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My son got his first part-time job at a grocery store through a friend of ours. It was literally as easy as him turning in an application and going in for an informal interview where they essentially told him he was hired as soon as he walked in. So … [Read more...] about Teens And Money: Teaching Valuable Interview Skills

Saving Money

Would You Stock Up On Small Appliances?

June 29, 2016
By Brock Kernin
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Many people will take advantage of a great sale and stock up on household items. Whether it's toilet paper, food items, or cleaning supplies if it's something a person will eventually use it's common sense to buy more than the normal to save money in … [Read more...] about Would You Stock Up On Small Appliances?

Spending

How Much Should You Spend On A Baby Shower Gift?

June 27, 2016
By Brock Kernin
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My wife and I spent part of our Friday evening gift shopping for a baby shower she was invited to the next day. The expecting mother was registered at several nearby stores including Walmart, Target, and Babies 'R Us. With Babies 'R Us already … [Read more...] about How Much Should You Spend On A Baby Shower Gift?

Insurance

Health Savings Account Awesomeness Example #1

June 24, 2016
By Brock Kernin
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I love my Health Savings Account.  If you're not clear on how they work, or how well they work, you're in luck as I'm willing to share my experiences with them as I need to use mine.  Today's post is my latest adventure in Health Savings Account … [Read more...] about Health Savings Account Awesomeness Example #1

Insurance

Do Not Underestimate Out Of Network Vision Insurance Coverage

June 22, 2016
By Brock Kernin
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A particular frame style grabbed my wife's attention as she walked by the optometrist section at Costco. She stopped, put the frames on her face and admired how she looked in the mirror. As she changed the angle at which she was facing the mirror she … [Read more...] about Do Not Underestimate Out Of Network Vision Insurance Coverage

Frugality

Never Overpay At A Restaurant By Using This Simple Trick

June 20, 2016
By Brock Kernin
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I barely got in the front door from running errands before I heard my wife trying to tell me something from the kitchen. She was asking if I still had the itemized receipt from dinner the night before, because she was sure we had overpaid. We had … [Read more...] about Never Overpay At A Restaurant By Using This Simple Trick

Saving Money

3 Ways To Save Money While Waiting To Check Out

June 17, 2016
By Brock Kernin
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I set the item my next to register, as the cashier greeted me and asked me a question. “Do you have any coupons today?” she asked. “No, “I responded. “Do you want one?” she replied. “Do you have one for me?” I fired back … [Read more...] about 3 Ways To Save Money While Waiting To Check Out

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