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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Finances & Money • Kids And Finances

Teens And Money: Should Teens Work When They’re In Sports?

April 15, 2016
By Brock Kernin
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I want my son to have a good financial education before he launches himself out on his own, therefore I take advantage of every opportunity I can to teach him financial lessons, as well as how to get the most out of his money. I want him to have a … [Read more...] about Teens And Money: Should Teens Work When They’re In Sports?

Frugality

A Clever Use For My Free Android Tablet!

April 13, 2016
By Brock Kernin
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When my wife upgraded her cell phone, I was offered a free Android tablet with the stipulation that I agree to pay the line usage fee ($10 a month) to add it to our data plan for 2 years. We had an iPad, but it's use is dominated by my wife. I … [Read more...] about A Clever Use For My Free Android Tablet!

Consumer Beware

How To Avoid Hotel Reservation Disaster

April 11, 2016
By Brock Kernin
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As we drove north through Alabama on our way home from a week long vacation in Alabama, my wife picked up her phone to call the hotel where we were staying that night and confirm our reservation. What was supposed to be a short and simple phone call, … [Read more...] about How To Avoid Hotel Reservation Disaster

Stuff

How Long Of A Vacation is Too Long?

April 8, 2016
By Brock Kernin
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It's been 7 days since I last saw my home. Two complete days of driving across the country, five days of fantastic weather in Florida. It's been a great vacation, but I'm going to tell you a secret. After being on vacation for a week, I'm more … [Read more...] about How Long Of A Vacation is Too Long?

Saving Money

Knowing How To Fillet A Fish Can Save You Money

April 6, 2016
By Brock Kernin
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Having skills will save you money. Doing your own automobile maintenance, home repairs and even preparing your own taxes saves money over paying a professional to do the task for you. You never know when an acquired skill will save you money. While … [Read more...] about Knowing How To Fillet A Fish Can Save You Money

budgeting

4 Vacation Activities That Won’t Break The Budget

April 4, 2016
By Brock Kernin
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My son was given the option to have a friend accompany us on our vacation to Florida.   He's seventeen, and getting him to do anything as a family activity is difficult.  We thought by having a friend with, we could spend some time with him, and he'd … [Read more...] about 4 Vacation Activities That Won’t Break The Budget

budgeting

Two Ways To Handle Your Finances While On Vacation

April 1, 2016
By Brock Kernin
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My family and I are beginning a much anticipated family vacation. We've been saving our funds for months, have our budget set, and are ready to execute our spending plan. We thought about how we normally handle our finances while on vacation, and … [Read more...] about Two Ways To Handle Your Finances While On Vacation

Credit

8 Rules To Borrowing Money To Friends And Family

March 31, 2016
By Brock Kernin
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  Everybody faces unexpected expenses from time to time. Some people have an emergency fund in place to quickly handle the situation, and others turn to credit. There are some occasions, however, where a person has nowhere to turn. Lacking an … [Read more...] about 8 Rules To Borrowing Money To Friends And Family

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