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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Finances & Money

Keg, Canned, or 2-Liter Bottles: Which is The Cheapest Way To Buy Root Beer?

April 19, 2017
By Brock Kernin
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The keg vs canned beer debate is one that I tackled awhile back, but what about soda?  During a planning discussion for my son's graduation party my wife suggested getting a keg of root beer, but also wondered aloud if it was really just a novelty or … [Read more...] about Keg, Canned, or 2-Liter Bottles: Which is The Cheapest Way To Buy Root Beer?

Behavior

Do You Tip At Sonic?

April 17, 2017
By Brock Kernin
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On our recent family road trip to Florida my son tapped me repeatedly on the shoulder and excitedly pointed out the window towards a Sonic fast-food restaurant. Since we don't have Sonic in our area, and we had heard the ice cream was very good, we … [Read more...] about Do You Tip At Sonic?

Frugality

How Frugality Super Powers Doubled My Savings

April 14, 2017
By Brock Kernin
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It doesn't bother me when people poke fun at my frugal ways. I know for a fact that I get more for my money than most because of them. For example, my friends give me a hard time about always searching online for coupons on my phone. I also notice … [Read more...] about How Frugality Super Powers Doubled My Savings

Travel tips

What Is Required Of The Airline When Your Flight Is Cancelled?

April 10, 2017
By Brock Kernin
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Standing at the airline ticketing counter, a friend of mine was told her flight had been canceled due to recent severe weather in the South. They would be able to get her on a flight in a few days, leaving her and her two children stranded 1200 miles … [Read more...] about What Is Required Of The Airline When Your Flight Is Cancelled?

Travel tips

6 Hotel Perks That Save You Money

April 7, 2017
By Brock Kernin
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Traveling is expensive, so when we hit the road we're always on the lookout for ways to save money. One thing we do is stay at hotels that offer money saving perks. As part of our process to find the best hotel deal possible, we have a checklist of … [Read more...] about 6 Hotel Perks That Save You Money

Kids And Finances

Kids And Money: Kids Learn Personal Finance By Watching

April 5, 2017
By Brock Kernin
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Children learn a lot about how to behave simply by watching their parents. One can talk endlessly with their kids, but actions speak louder than words. A parent can teach invaluable lessons about personal finance simply by making financial decisions … [Read more...] about Kids And Money: Kids Learn Personal Finance By Watching

Credit

5 Reasons A 401K Loan Is A Good Idea For Debt Consolidation

April 3, 2017
By Brock Kernin
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According to the financial experts, I just made a huge mistake.  In fact, if you ask them, I most likely ruined my ability to ever retire.  I recently took out a loan from my 401k to do some debt consolidation, and contrary to what the so called … [Read more...] about 5 Reasons A 401K Loan Is A Good Idea For Debt Consolidation

Kids And Finances

Teens And Money: What Should Teenagers Pay for?

March 27, 2017
By Brock Kernin
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  Teaching teenagers about personal finances includes requiring them to pay for some things on their own. As a parent, part of me would like to pay for everything my son needs, allowing him to use his own funds to have as much fun as … [Read more...] about Teens And Money: What Should Teenagers Pay for?

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