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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Kids And Finances

Teens And Money: How Do Banks Detect Fraudulent Charges?

March 24, 2017
By Brock Kernin
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Teaching teenagers important personal finance lessons is sometimes as easy as waiting for situations to happen, and then discussing them. An attempted purchase, and a subsequent phone call the next day was a great example of teaching my son about how … [Read more...] about Teens And Money: How Do Banks Detect Fraudulent Charges?

Finances & Money

I Am Dead Broke: What Can I Do To Earn Some Cash?

March 20, 2017
By Brock Kernin
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  Extreme financial hardship calls for extreme action. I remember a time in college when I had just over $13 to buy food for a week. I gathered the weekly grocery store ads and put together a plan, which involved a lot of generic cereal, … [Read more...] about I Am Dead Broke: What Can I Do To Earn Some Cash?

Insurance

The Forgotten Question When Purchasing A Vehicle

March 17, 2017
By Brock Kernin
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When people buy a new vehicle, many times the focus is on negotiating the price and working the financing to get a monthly payment that fits in the budget. If the monthly payment of the new vehicle is the only thing considered when determining … [Read more...] about The Forgotten Question When Purchasing A Vehicle

Blue Apron meal kit box lid reading "happy cooking"

Cook At Home

Meal Delivery Service: Blue Apron Review

March 15, 2017
By Brock Kernin
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After a long day at work it's hard to figure out what to make for dinner. Maybe you know exactly what you want, but find you're missing a key ingredient. Imagine knowing exactly what's for dinner, know for certain you have have all the ingredients, … [Read more...] about Meal Delivery Service: Blue Apron Review

Saving Money

Hotel Room Prices Are Always Negotiable

March 13, 2017
By Brock Kernin
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Hotel room prices are always negotiable.  Sometimes the price you are offered for a specific room depends upon who you are talking to, what questions you ask, and how persistent you are.  I was reminded of this once again when booking a hotel room … [Read more...] about Hotel Room Prices Are Always Negotiable

Frugality

Birthday Hack: How Much Can You Save By Making Your Own Cake?

March 10, 2017
By Brock Kernin
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It's one of the most overpriced items a person can buy.  I was reminded of this fact the other night as we were invited over to a friend's house to celebrate his birthday. I'm talking about the store made birthday cake. Not the fancy, custom made … [Read more...] about Birthday Hack: How Much Can You Save By Making Your Own Cake?

Taxes

5 Commonly Missed Tax Deductions

March 8, 2017
By Brock Kernin
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Over the weekend I finally took the plunge and did my taxes. Even though I completed my tax return, I haven't submitted it to the IRS just yet. I always like to let it sit for a few days, then go over it again to make sure I haven't made any mistakes … [Read more...] about 5 Commonly Missed Tax Deductions

Saving Money

Paribus Review: Get Price Match Refunds With Zero Effort

March 5, 2017
By Brock Kernin
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This post was sponsored by Paribus.  A person can save a ton of money by comparison shopping. Because retailers price the exact same product differently, and due to sales and rebates, shopping around can have a significant influence on how much a … [Read more...] about Paribus Review: Get Price Match Refunds With Zero Effort

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