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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Saving Money

3 Ways To Research Car Prices

February 24, 2017
By Brock Kernin
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We've held off for over two years, but we've finally reached the point where we're going to become a three car family. My son has been the primary driver of our car, with my wife and I mainly using our van. There's been some times where we've had to … [Read more...] about 3 Ways To Research Car Prices

Taxes

One Simple Trick To Save Money On Tax Preparation Software

February 22, 2017
By Brock Kernin
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A few days ago I purchased this year's copy of H&R Block tax preparation software as it's time to roll out my W-2s, invoices, and other tax documents and do my once a year correspondence with the IRS. As a blogger, I'm technically a small … [Read more...] about One Simple Trick To Save Money On Tax Preparation Software

Self Improvement

Achieve Your Financial Goals Using Patience And Persistence

February 20, 2017
By Brock Kernin
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Life experiences have taught me I can accomplish anything I put my mind to.  Among other things, I've successfully paid off large amounts of debt, and run several marathons.  Achieving any difficult goal in life requires two important attributes; … [Read more...] about Achieve Your Financial Goals Using Patience And Persistence

Saving Money

Save Money On Pet Medication Using An Online Pharmacy

February 17, 2017
By Brock Kernin
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I have an elderly, special needs cat. I've come to that conclusion. I knew the cat was getting up there in years, but the special needs part has come to light recently. The cat has been to the vet several times over the last year with what turned out … [Read more...] about Save Money On Pet Medication Using An Online Pharmacy

Cook At Home

Cook At Home: Valentine’s Day Dinner For 1/3rd The Cost

February 15, 2017
By Brock Kernin
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Yesterday was Valentine's Day, which for many traditionally includes going out for dinner to celebrate. I'm not much of a fan of going out to eat period, but even less so on holidays. Which is why yesterday my wife and I decided to have a special … [Read more...] about Cook At Home: Valentine’s Day Dinner For 1/3rd The Cost

Frugality

Save Money By Doing Weekly Food Prep!

February 13, 2017
By Brock Kernin
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My son, who is a high school senior, is taking an active interest in eating healthier. He has typically been going out to eat with his friends for lunch, frequenting fast food restaurants several times a week. He decided he'd rather come home and eat … [Read more...] about Save Money By Doing Weekly Food Prep!

Debt

What Is A Consolidation Loan, and How Can It Save Me Money?

February 10, 2017
By Brock Kernin
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The most common type of mail I find in my mailbox that tell me I've been pre-qualified for a consolidation loan. I get one almost every day. They boast that one of these loans can save me money on my monthly bills. But what exactly is a consolidation … [Read more...] about What Is A Consolidation Loan, and How Can It Save Me Money?

Time Management

5 Reasons To Apply For Every Possible College Scholarship

February 8, 2017
By Brock Kernin
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There is a virtual cornucopia of college scholarship and grant opportunities available to people looking to go to college.  I keep trying to impress this upon my son, who is a high school senior, but it just doesn't seem to sink in. When I was his … [Read more...] about 5 Reasons To Apply For Every Possible College Scholarship

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