Customer service is a huge deal to me, and I put my money where the service is. I spend my money, even sometimes going out of my way, at places that treat their customers right. I also have a very long memory when it comes to businesses that have … [Read more...] about Would You Take Your Business Elsewhere After Bad Customer Service?
As part of one of my periodic expense reviews, I noticed my mortgage payment included $170 for private mortgage insurance (PMI). I remember when we refinanced our home the mortgage agent telling me that eventually that would be removed from our … [Read more...] about What is Private Mortgage Insurance?
Can it really be February 1st already? The calendar tells me that it is, which means it's time to talk once again about the money saving challenge I'm participating in this year. I'm trying to pump up my emergency fund, and doing a 365 day money … [Read more...] about February Update: 365 Day Money Savings Challenge
Becoming an adult is filled with many first time experiences including the first time one applies for a loan. It's common knowledge that when one applies for a loan their credit history and score is used to help determine whether they are approved or … [Read more...] about What Is A Person’s Starting Credit Score?
My wife opened the just purchased bottle of wine, excited to taste it. She had heard good things about it and the description of the flavors on the bottle appealed to her. She poured a glass, smelled it, and then took a taste. It was obvious by the … [Read more...] about How To Find Great New Wines Inexpensively
I didn't understand why the automobile insurance agent was telling me the amount of my deductible. The other driver hit me, and was clearly the cause of the accident. It didn't seem right that I would have to pay a penny to fix my car. I remembered … [Read more...] about When Am I Responsible For My Car Insurance Deductible?
Going through my list of bill payments that were required for the week, the thought occurred to me that we are all willing participants in one of the oldest financial scams in the books. Whether it be for our home, health, or automobiles, we all buy … [Read more...] about Is Insurance A Ponzi Scheme?
It's absolutely critical that you check all your financial accounts on a regular basis. I look over my main checking accounts online day. It might sound like overkill and unnecessary. But failure to do so could cost you big time, as I found out … [Read more...] about Why I Check My Financial Accounts Every Day
