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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Finances & Money

Is A Discount Always Worth The Hassle?

May 31, 2017
By Brock Kernin
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You can get a discount on just about anything if you just ask. My wife has proven that time and time again. But sometimes it may not be worth the effort. Sometimes you have to accept the answer is, “No,” even if you know for a fact if you push … [Read more...] about Is A Discount Always Worth The Hassle?

Technology

4 Everyday Uses For Google Chromecast

May 29, 2017
By Brock Kernin
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  The goal of technology is to make our lives better or more convenient.  Sometimes a piece of technology can become very popular and almost be a common household name, without many really knowing what it does or how useful it could be.  As a … [Read more...] about 4 Everyday Uses For Google Chromecast

Credit

4 Financial Lessons Teens Can Learn From Having A Credit Card

May 26, 2017
By Brock Kernin
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I've got the perfect project for my son and I during this summer before he heads off to college. I'm going to help my son begin to build his credit. One day he'll apply for a car loan, a mortgage or some other line of credit. Having a good credit … [Read more...] about 4 Financial Lessons Teens Can Learn From Having A Credit Card

Frugality

Money Saving Deals FOUND At Fleet and Farm Stores!

May 24, 2017
By Brock Kernin
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If you look hard enough, you can find great money saving deals in the most unlikely of places. There's the standard price comparison between different traditional grocery stores as well as club stores. One can even find the occasional buy at a … [Read more...] about Money Saving Deals FOUND At Fleet and Farm Stores!

Insurance

Can Your HSA Contribution Amount Be Changed During The Year?

May 22, 2017
By Brock Kernin
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   Life doesn't usually give the courtesy of telling you when it's about to change drastically. It doesn't provide a crystal ball. If it did, that ball certainly would come in handy late in the year during the medical insurance enrollment … [Read more...] about Can Your HSA Contribution Amount Be Changed During The Year?

Insurance

In Network vs Out Of Network Medical Insurance Coverage

May 19, 2017
By Brock Kernin
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Medical insurance coverage can be confusing, and calling your provider's customer support line may not be much help unless you understand some of the basic languages. One such topic that confuses many people is in network coverage compared to out of … [Read more...] about In Network vs Out Of Network Medical Insurance Coverage

Spending

Gift Cards Are NOT Free Money!

May 17, 2017
By Brock Kernin
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Gift cards are not free money. Even the most frugal and budget minded spenders sometimes view gift cards as different and throw out all the spending rules they usually adhere to. But to get the very most out of their gift cards, they need to be … [Read more...] about Gift Cards Are NOT Free Money!

Value

8 Great Father’s Day Gifts

May 15, 2017
By Brock Kernin
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Yesterday was Mother's Day. Maybe you had carefully thought out your gift to your mother weeks ahead of time, or maybe you fell into the group of people wandering aimlessly around Walmart at 6:00am trying to put something together at the last minute. … [Read more...] about 8 Great Father’s Day Gifts

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