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Finances & Money • Frugality

Keeping Warm in a Cold Home

January 12, 2009
By Cleverdude
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18 years ago • Comments

Our home is almost 70 years old, and while it has new siding, roof and additions, the last owners never thought to re-insulate the home (or use better insulation for the additions) when they did their renovations a decade ago. So our cooling and … [Read more...] about Keeping Warm in a Cold Home

Family or Marriage

When the questions about “having kids” go too far

January 11, 2009
By Cleverdude
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18 years ago • Comments

NOTE BEFORE READING: This article is not meant to alienate those of you with kids, or even those of you who have asked us about having kids. This is an article merely to illustrate our point of view of the "DINK Dilemma" (Dual-Income, No … [Read more...] about When the questions about “having kids” go too far

Automotive • Finances & Money

Auto Industry Carnage in 2008

January 7, 2009
By Cleverdude
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18 years ago • Comments

I found this interesting tidbit of information from an Autoblog article about U.S. car sales in 2008: There were about three million fewer cars sold in 2008 than 2007. Based on 2007's numbers, it would be the same as if Acura, Audi, BMW, Chrysler, … [Read more...] about Auto Industry Carnage in 2008

Finances & Money • General

Guide to Setting Goals (and my own New Year’s Resolution)

January 7, 2009
By Cleverdude
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18 years ago • Comments

In past years, I've half-heartedly made New Year's resolutions, and never got much past the first week (or even the first day) with them. But this year is going to be different because I've found the secret to keeping New Year's Resolutions! Choose … [Read more...] about Guide to Setting Goals (and my own New Year’s Resolution)

Finances & Money • Frugality • Home

Frugal Tip: Saving Money on Electricity using Time Metered Service

January 6, 2009
By Cleverdude
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18 years ago • Comments

Here in our home, we have "Residential Time Metered" electric service. Rather than paying the same rate regardless of the hour of the day, we pay less during "off-peak" and "intermediate-peak" hours than we do "peak" hours. If you're not sure whether … [Read more...] about Frugal Tip: Saving Money on Electricity using Time Metered Service

General

1999: Almost a decade ago

December 31, 2008
By Cleverdude
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18 years ago • Comments

Just to put some perspective around things, the Y2K drama was almost a decade ago. Today's high school freshmen have no clue what the fuss was all about (you only start really remembering stuff around 4 years old). Wow, I never thought 30 was old … [Read more...] about 1999: Almost a decade ago

Banking • Credit • Finances & Money

Get your ING Direct $25 New Account Bonus Here!

December 30, 2008
By Cleverdude
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18 years ago • Comments

I just loaded up on some more $25 ING Direct new account referral links, so if you don't have an Orange Savings account yet, click through and get your $25 bonus with a minimum $250 initial deposit! The linked page gives more information about the … [Read more...] about Get your ING Direct $25 New Account Bonus Here!

Finances & Money • Taxes

Spend your remaining FSA Dollars!

December 29, 2008
By Cleverdude
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18 years ago • Comments

You have until December 31st to spend your elections to your Flexible Spending Plan (FSA).You have until March 31st to submit receipts for reimbursements though. If you're unfamiliar with an FSA, it's a pretax spending plan for medical expenses like … [Read more...] about Spend your remaining FSA Dollars!

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