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Debt

Debt • Finances & Money • Frugality

Graduation Present or Pay Off Debt?

October 19, 2009
By Cleverdude
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In just 2 months from now, I should be graduating with my masters degree from The Johns Hopkins University (an engineering degree, not medical). I was accepted in May 2007, and started my first class in September 2007. Now, over 2 years later, I have … [Read more...] about Graduation Present or Pay Off Debt?

Banking • Credit • Debt • Finances & Money • Home

Will our adjustable rate mortgage save us big money?

September 14, 2009
By Cleverdude
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Almost five years ago, we financed our first home purchase with a 5/1 ARM interest-only mortgage. If you're not familiar with mortgage lingo, it breaks down into the following, at least in our case: 5/1 ARM (Adjustable Rate Mortgage) means that … [Read more...] about Will our adjustable rate mortgage save us big money?

Debt • Finances & Money • Taxes

Who can? The Government Can!

September 3, 2009
By Cleverdude
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I just caught this video playing over at ChristianPF.com and just loved it (even the cheesy dancing). Thanks for the laugh this morning! … [Read more...] about Who can? The Government Can!

Debt • Finances & Money • Home

Where’s Clever Dude?

September 2, 2009
By Cleverdude
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Some of you have been wondering why my posting frequency is down. Well, there's a few reasons, including graduate school (last 2 classes!), work (some major deployments and activities lately), and church (I'm the "deputy grand poobah" in a church … [Read more...] about Where’s Clever Dude?

Credit • Debt • Finances & Money • Investing

Our secret to success: Part Four: Manage Money

July 8, 2009
By Cleverdude
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This article is part of my "Secret to Success" series. Check my index article to see where it all started and for the other four parts! So far, we've talked about spending less than you earn, living a frugal lifestyle, and earning more income. You … [Read more...] about Our secret to success: Part Four: Manage Money

Debt • Finances & Money • Taxes

Reader Question: Stuck between IRS and a hard place (help!)

June 24, 2009
By Cleverdude
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Reader Kyle has the following question that I hope some of you can help with. If you have a knowledgeable answer to his dilemma, please comment below: Looking everywhere for a helping hand. Question about taxes. I'm in a serious pickle it would … [Read more...] about Reader Question: Stuck between IRS and a hard place (help!)

Credit • Debt • Finances & Money • Frugality

Our secret to success: Part One: Spending less than we earn

June 22, 2009
By Cleverdude
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This article is part of my "Secret to Success" series. Check my index article to see where it all started and for the other four parts! In my recent article "Everything you ever really needed to know about Personal Finance on One Page", I … [Read more...] about Our secret to success: Part One: Spending less than we earn

Credit • Debt • Finances & Money

Did Capital One raise your interest rate?

June 13, 2009
By Cleverdude
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A close family member of mine recently told me that Capital One raised her interest rate without reason. Apparently they raised it from about 5% to a whopping 15%, which, on a multi-thousand dollar balance, will add up to a wad of extra interest paid … [Read more...] about Did Capital One raise your interest rate?

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