Last November, I found out that my graduate school automatically notified my student loan servicer that I was taking classes "half-time", which, for graduate school, allowed me to automatically defer my student loans. In fact, because I had a … [Read more...] about Having to pay back school loan interest
Tuesday night a good example of my new positive attitude. I'm the type of person who has ALWAYS paid their bills on-time. I always pay early, just so I can get it off my mind. And I tend to know what debts I have outstanding or what's on tap to … [Read more...] about Swearing at the Bill Collector
I should say "I don't dream about financial windfalls that will wipe away our debt anymore". Honestly, I would lay awake at night dreaming about winning the lottery. I would spend untold amounts of time dividing up the winnings in my head, figuring … [Read more...] about I don’t dream anymore
Debt • Finances & Money • General
Many of you have asked me how you can create your own debt scales similar to mine (see the sidebar). I used to just refer you to the site where I got edumacated myself, but that site was surprisingly scrapped by the owners. Well I guess I'll need to … [Read more...] about Web Tutorial: Creating Your Own Debt Scales
Credit • Debt • Finances & Money
A year ago, we paid off our original credit card debt of about $20,000. The moment was rather anti-climactic, but I don't know why. I carried that debt with me (us), and then added to it, for about 4 years (most of that was in the first 2 years), and … [Read more...] about Financial Milestones: Out of Credit Card Debt… Again
Debt • Finances & Money • Home
For the last 3 years, we've been on a mission to pay off our non-home debt. In that time, we've paid off about $82,000! You can track our current status in the debt scales in the sidebar. But now we've decided to switch from paying down our car … [Read more...] about Changing Gears on Our Debt Repayment
J. Money (formerly J. Savings) proved this week that there's still a market, however small, for SUVs. He sold his Toyota Highlander for a loss after having it up for sale for weeks. The interesting part was the buyer paid $19,000 in cold, hard cash! … [Read more...] about Still a market for SUVs
Banking • Credit • Debt • Finances & Money
Quick definition for you Credit Card Arbitrage: The act of taking low interest rate balance transfers from your credit card company in cash and investing it into money-making ventures like CDs, money market accounts and (gasp!) even the stock … [Read more...] about Citibank WANTS me to use their money to make more money!
