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Clever Dude Personal Finance & Money

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Language of the Perpetual Poor

April 14, 2008
By Cleverdude
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There aren't many articles each week that stick out (to me) as being worth writing about, but Frugal Dad's article today about the "Language of the Perpetual Poor" is an excellent diatribe about what you often hear people saying when they want to … [Read more...] about Language of the Perpetual Poor

Credit • Debt • Finances & Money

Check is in the Mail: Stacie’s Student Loan is Paid Off!

April 11, 2008
By Cleverdude
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7 days ago, I told you we were in the homestretch of paying off Stacie's student loan, and today we finally did it! We had enough money in the checking account to pay the last $970 on the loan, but I don't like bringing the balance down below … [Read more...] about Check is in the Mail: Stacie’s Student Loan is Paid Off!

Credit • Debt • Finances & Money

12 Tips for Saving Money in College

April 10, 2008
By Cleverdude
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Heather P. Johnson is a freelance writer, as well as a contributor for Credit Card Lowdown, a site for finding credit card reviews. Heather invites your comments and freelancing job opportunities at her email address: … [Read more...] about 12 Tips for Saving Money in College

Debt • Finances & Money

Stacie’s Student Loan and Other Debt Status

April 3, 2008
By Cleverdude
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We're in the final homestretch of paying off Stacie's student loan. I made some serious payments in the last 30-40 days to get it down from $3100 left to $963 remaining (as you can see from the debt scale on the right sidebar). And to just think … [Read more...] about Stacie’s Student Loan and Other Debt Status

Debt • Finances & Money

Got one new Discover credit card and cancelled another

November 19, 2007
By Cleverdude
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Although I hate financial clutter, I had to sign up for another credit card. I have about $5,000 due for spring tuition, but I won't be reimbursed for it until about February. That means I would either need to pull from our savings (which isn't much … [Read more...] about Got one new Discover credit card and cancelled another

Credit • Debt • Finances & Money

Paying off a $15,000 car loan in 9 months without using savings

January 8, 2007
By Cleverdude
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After reading the articles everywhere on using 0% balance transfers to earn extra savings interest, or paying off debt, I had an epiphany. We have a car loan with about $15,000 left. We bought the car almost 2 years ago for $25,000, and in the last … [Read more...] about Paying off a $15,000 car loan in 9 months without using savings

Credit • Debt • Finances & Money

Got too much credit card debt? Rotate It!

June 19, 2006
By Cleverdude
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Ok, so if your credit cards were filing cabinets, and each charge was its own folder, would you have 1 cabinet? 5 cabinets? 20 cabinets? How about folders? 1, 10, 100, or more? I admit it. I have a few cabinets. Right now, all my folders are in … [Read more...] about Got too much credit card debt? Rotate It!

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