Last week I told you about the mistake I made with trying to pay off our second mortgage. Well, another tip that I learned a few years ago occurred to me that I know some of you have also had to deal with: Sending in extra payments We're on a … [Read more...] about Another Mortgage Tip: Sending Extra Payments
I got a question from reader John that intrigued me in how I would answer, as well as tips that you, my readers, could provide: Hey there Mike, I have been following your blog for a few months now. I was just reading the "Our remaining Debt" and … [Read more...] about Reader Question: Handling $18,000 in Credit Card Debt
A couple years ago, when we were rolling in debt, specifically $20,000 worth of credit card debt, I avoided accruing interest by opening new credit cards with a 0% balance transfer offer. Well, those days are in the past, both of our credit card debt … [Read more...] about And then there were 7…credit cards
by Clever Dudette "I am never going to get out of debt. Why should I even bother?" Have you ever thought that you will never get out of debt or that your financial troubles will always bring you down, that you are going to be haunted by your … [Read more...] about An Attitude for Being Debt Free
Imagine this. You get up early one fine morning and find all your family members sleeping peacefully. Suddenly, you hear a painful groan coming from your father’s room. You rush and find him lying on the ground with his hands clenched to his chest. … [Read more...] about Spice Up Your Emergency Fund
Last November, I explained our mortgage situation and how our rate dropped dramatically at its first scheduled reset. Six months ago, it dropped from 5.25% to 2.875%, and I figured that would be the lowest it would ever go. I've been monitoring the … [Read more...] about 6 months later and our mortgage rate went down again
By Kris Bickell Sometimes the best lessons in life are the ones you learn the hard way. And I'm an expert at that. So here are some of the lessons I learned about getting out of debt. If you've got too much credit card debt, you may already know … [Read more...] about 5 Lessons About Getting Out Of Debt That You Don’t Have To Learn The Hard Way
I think I've become anti-consumer. I used to want all the latest gadgets. I used to envision the nicest things in our home. I used to lust over new cars and dream about driving long patches of asphalt in a Ferrari. But now I just can't deal with the … [Read more...] about I’m tired of buying and spending
