I received a letter in the mail from my bank informing me that they could save me a lot of money. All I have to do is come in and talk to them about refinancing the loan on my van. It gave some example numbers showing how they could reduce my monthly … [Read more...] about How To Determine If Refinancing your Automobile Loan Is A Good Idea
I was going through my receipts from the weekend when I ran across one from a restaurant. It wasn't unusual to see the tip and total amounts filled in as I usually do that to both the copy I leave on the table and the copy I take home. … [Read more...] about What Happens When I Don’t Sign My Credit Card Receipt?
Last week, I received a credit card offer in the mail with a 0% balance transfer option for 21 months. Since I'm always on the lookout for ways to save money, my mind immediately started spinning trying to find a way to take advantage of … [Read more...] about Are 0% Introductory Rate Credit Card Offers Worth It?
How many of you have said "I'm always going to have a car (or credit card, or student loan) payment"? Ten years ago, I was definitely one of those people, and I know a number in my family still think that way, and I'm sure some friends and other … [Read more...] about Living a Life of Payments
Recently, we took a trip overseas to Germany for vacation. I was worried that we would get shafted on foreign transaction fees, currency exchange fees and ATM fees because we didn't have the right mix of banks and credit cards. However, after a … [Read more...] about How our “big bank” and credit union both helped us overseas
(Guest post by Mike from CreditCardForum.com) Paper gift certificates have been around forever, but for the most part it wasn’t until the mid-nineties when stores started using plastic gift cards. Of course since that time, their popularity has … [Read more...] about Are Gift Cards a Bad Idea?
Last week I told you about the mistake I made with trying to pay off our second mortgage. Well, another tip that I learned a few years ago occurred to me that I know some of you have also had to deal with: Sending in extra payments We're on a … [Read more...] about Another Mortgage Tip: Sending Extra Payments
(Guest post by the guys at CreditScore.net) People tend to learn the hard way that bad credit doesn’t just go away. It can take years to rebuild a destroyed credit score and fix financial woes. Often people experiencing financial difficulty find … [Read more...] about How to Improve Your Credit Score
