It had been quite awhile since I had used my Discover Card, but when I used it recently I noticed something different about the transaction. During the process, it asked me if I wanted cash back, much like the payment terminals do when you … [Read more...] about 4 Facts Of The Cash Over Purchase Perk on The Discover Card
I've got the perfect project for my son and I during this summer before he heads off to college. I'm going to help my son begin to build his credit. One day he'll apply for a car loan, a mortgage or some other line of credit. Having a good credit … [Read more...] about 4 Financial Lessons Teens Can Learn From Having A Credit Card
The rich get richer. It's a common phrase generally meant to mean that it seems wealthy people have an easier time generating more income. They catch all the breaks. Similarly, it seems like those with good credit catch all the breaks when it comes … [Read more...] about How Your Credit Score Affects Loan Interest
According to the financial experts, I just made a huge mistake. In fact, if you ask them, I most likely ruined my ability to ever retire. I recently took out a loan from my 401k to do some debt consolidation, and contrary to what the so called … [Read more...] about 5 Reasons A 401K Loan Is A Good Idea For Debt Consolidation
Becoming an adult is filled with many first time experiences including the first time one applies for a loan. It's common knowledge that when one applies for a loan their credit history and score is used to help determine whether they are approved or … [Read more...] about What Is A Person’s Starting Credit Score?
Everybody faces unexpected expenses from time to time. Some people have an emergency fund in place to quickly handle the situation, and others turn to credit. There are some occasions, however, where a person has nowhere to turn. Lacking an … [Read more...] about 8 Rules To Borrowing Money To Friends And Family
When interest rates are low, 0% introductory rate credit card offers come out to play. Borrowing money is cheap for banks, which they pass along to consumers to entice them to use lines of credit. The goal of the credit card companies is … [Read more...] about Have You Noticed Credit Card Offers Are Changing?
When contemplating taking out a loan either for a purchase or for debt consolidation, one question that the borrower should always ask is, “What is the interest rate?†The interest rate plays a big part in how much the item being … [Read more...] about How Do Interest Rate Changes Affect Consumers?
