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Here's a reader question: how do I get started paying off $18,000 in credit card debt. Come see my suggestions plus weigh in with your own advice.

Credit • Debt • Finances & Money • Frugality

Reader Question: Handling $18,000 in Credit Card Debt

January 21, 2011
By Cleverdude
- Leave a Comment

I got a question from reader John that intrigued me in how I would answer, as well as tips that you, my readers, could provide: Hey there Mike,  I have been following your blog for a few months now. I was just reading the "Our remaining Debt" and … [Read more...] about Reader Question: Handling $18,000 in Credit Card Debt

Credit • Debt • Finances & Money

And then there were 7…credit cards

December 28, 2010
By Cleverdude
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A couple years ago, when we were rolling in debt, specifically $20,000 worth of credit card debt, I avoided accruing interest by opening new credit cards with a 0% balance transfer offer. Well, those days are in the past, both of our credit card debt … [Read more...] about And then there were 7…credit cards

Credit • Finances & Money

25,000 bonus points from American Express!

October 31, 2010
By Cleverdude
- Leave a Comment

It's that time of year again when American Express rolls out its 25,000 bonus points offer on its American Express(R) Premier Rewards Gold Card. Here's the details: The offer ends November 8, 2010, so you have just over a week to take advantage of … [Read more...] about 25,000 bonus points from American Express!

Credit • Finances & Money

Earn $75 Cash Back Bonus with Discover® More Card

July 20, 2010
By Cleverdude
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Discover has been good to me, and it's my 2nd favorite card (second only to the PenFed Visa).  Recently, they decided to offer a new $75 cash back bonus offer after spending just $500 in purchases during the first three months of card ownership. With … [Read more...] about Earn $75 Cash Back Bonus with Discover® More Card

Credit • Finances & Money

Chase Freedom® Visa $100 Cash Back Bonus

July 7, 2010
By Cleverdude
- Leave a Comment

I just got switched over from an old Chase card to their Freedom Visa card, but if you don't already have a Chase Freedom® Visa, you can take advantage of a $100 promotional offer! All new cardholders can earn a $100 statement credit after being … [Read more...] about Chase Freedom® Visa $100 Cash Back Bonus

Credit • Finances & Money

Get 2 free months of Costco Membership AND $25!

June 19, 2010
By Cleverdude
- Leave a Comment

If you're not already a Costco member, you don't know what you're missing. I think we're close to having a fan club at the office! And now, if you want to combine two offers, you can get 2 free months of Costco membership AND a $25 statement credit … [Read more...] about Get 2 free months of Costco Membership AND $25!

Credit • Finances & Money

Citi Diamond Preferred Rewards Card $50 Bonus

June 11, 2010
By Cleverdude
- Leave a Comment

(OFFER NOW EXPIRED) The Citi® Diamond Preferred® Rewards Card is offering 6,000 bonus points(redeem for a $50 gift card) after $300 in purchases within 3 months of account opening. On top of the $50 gift card bonus, you can get 0% Intro APR on … [Read more...] about Citi Diamond Preferred Rewards Card $50 Bonus

Credit • Debt • Finances & Money

Spice Up Your Emergency Fund

May 27, 2010
By Cleverdude
- Leave a Comment

Imagine this. You get up early one fine morning and find all your family members sleeping peacefully. Suddenly, you hear a painful groan coming from your father’s room. You rush and find him lying on the ground with his hands clenched to his chest. … [Read more...] about Spice Up Your Emergency Fund

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