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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Kids And Finances

Teens And Money: How To Adjust Your Teen’s Budget When Income Changes

November 2, 2015
By Brock Kernin
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11 years ago • Comments

The balance between how much to save and how much to spend is a difficult concept to teach teenagers. It's challenging because teens don't have a firm grasp on how much things cost or the life experience to know what expenses they may face. The fact … [Read more...] about Teens And Money: How To Adjust Your Teen’s Budget When Income Changes

Medical Bills

Can I Pay For Over The Counter Medication Using Funds From My Health Savings Account?

October 30, 2015
By Brock Kernin
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11 years ago • Comments

My son was having periodic pains in his sides, about at the bottom of his rib cage. After a few days of this occurring, it was time for a visit to the doctor. An x-ray revealed that his bowels were backed up, causing pressure on his ribs, and thus … [Read more...] about Can I Pay For Over The Counter Medication Using Funds From My Health Savings Account?

budgeting

This Trick WILL Help You Afford Things Bigger Than Your Budget

October 28, 2015
By Brock Kernin
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11 years ago • Comments

Breaking problems down into manageable sized pieces is a familiar process for me. As a software engineer I do it every day. The first thing an engineer does when given a large and complex problem is to find a way to break it into smaller, less … [Read more...] about This Trick WILL Help You Afford Things Bigger Than Your Budget

Kids And Finances

Teens And Money: Teaching Teens That Coupons Are Cool

October 26, 2015
By Brock Kernin
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11 years ago • Comments

My sleepy eyed, bed headed teenage boy emerged from his room at 11:30am Saturday morning informing us that his friends were coming over at about noon to hang out. He declined my offer to make him lunch before his friends showed up, explaining that … [Read more...] about Teens And Money: Teaching Teens That Coupons Are Cool

Taxes

How Will The IRS 2016 Cost Of Living Adjustments For Retirement Accounts Affect You?

October 23, 2015
By Brock Kernin
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11 years ago • Comments

October is drawing to a close, which gets me to thinking about next year’s budget. The start of 2016 may be over two months away, but I’ve already received a note from my employer saying that medical coverage information will be released for … [Read more...] about How Will The IRS 2016 Cost Of Living Adjustments For Retirement Accounts Affect You?

Kids And Finances

Teens And Money: Lessons Learned Buying Electronics

October 21, 2015
By Brock Kernin
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11 years ago • Comments

My son was visibly excited to open up the box left by the UPS driver. His new graphics card for his computer had arrived, and he was anxious to install it. He brought his computer to the kitchen table where we laid it on it's side, removed the side … [Read more...] about Teens And Money: Lessons Learned Buying Electronics

budgeting

How To Build A Budget Friendly Work-Wardrobe

October 20, 2015
By James Hendrickson
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11 years ago • Comments

The following is a guest post. Professional clothes are often considered boring, and who would want to buy boring clothes when you could get an outfit, that is much more attractive, for even less. Obviously, as much as you want to look good at … [Read more...] about How To Build A Budget Friendly Work-Wardrobe

Financial Education

Why Do I Need A Computer Chip On My Debit/Credit Card?

October 19, 2015
By Brock Kernin
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11 years ago • Comments

I recently received a new debit card in the mail, as the one I had been using for the last few years was set to expire soon. This one looked a little different, as it had a small metallic chip embedded within the card. I had heard that card issuers … [Read more...] about Why Do I Need A Computer Chip On My Debit/Credit Card?

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