My son handed me a piece of paper, asking me to look at it. The first few sentences reveled it was parental permission form for a field trip. He brings these home periodically needing a signature to release the school from any liability should … [Read more...] about Kids And Finances: Should My Son Help Pay For An Expensive Field Trip?
It's been said that money cannot buy happiness. But how a person manages their money has a huge impact on their life in the form of what opportunities are available to them as they progress through the years. The amount of money a person has can … [Read more...] about 4 Ways Financial Calculators Can Help Manage Finances Effectively
Twice a year my wife and I give our home a deep cleaning. As part of this process we go through the bulk of our possessions, especially those in our home's storage areas, and analyze what items should stay, and which items we can part with. We do … [Read more...] about 5 Things You Need To Know About Year End Charitable Donations
I've got a confession to make to all of you. I'm not ready for Christmas. This isn't one of those typical Midwesterner complaints stating I'm not ready for snow and cold temperatures. It's really much more serious than that. I'm not financially … [Read more...] about Christmas is NOT A Reason To Use Your Emergency Fund
My son came down the stairs, phone in hand, and showed me a gaming headset he had found on the internet. He stated that the headset was exactly what he was looking for, and since it was Cyber Monday he wanted to purchase them at the discounted price. … [Read more...] about How To Prevent Overspending This Holiday Shopping Season
Similar to Whole Foods, Starbucks has a reputation for being an expensive coffee option. While this can be true, there are a number of ways that patrons can use to keep coffee purchases within reason. There are a number of approaches that you can … [Read more...] about How to Hack Your Way Around Starbucks’ High Prices
For a very long time I viewed tipping as an over and above payment for a job well done. While I still believe that is the purist's definition, I realize that it has taken on a very different meaning in everyday life in the United States. Because of … [Read more...] about Tipping Etiquette When Your Restaurant Bill Is Reduced
My mother is extremely frugal. She stretches the money her and my father have by painstakingly evaluating every purchase for value, and getting every drop of use out of their possessions. But while visiting them for Thanksgiving I saw that they were … [Read more...] about Lack Of Knowledge Can Cost You Money
