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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Behavior

How Do I Tell Friends I Don’t Want To Spend Money Socializing?

September 18, 2015
By Brock Kernin
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11 years ago • Comments

I received an email from my neighbor inviting me (and others) to meet up for beers. This was the second time in as many weeks he had sent such an invitation. I had to decline the first time because I had a conflict, but to be honest I didn't really … [Read more...] about How Do I Tell Friends I Don’t Want To Spend Money Socializing?

Kids And Finances

Teens and Money: Should I Make My Teenager Save Money?

September 16, 2015
By Brock Kernin
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11 years ago • Comments

About a month ago, my son informed me that he wanted to cancel his automatic savings transfer the Monday after each paycheck. At the time, he had run out of spending money and felt like he should be able to keep a larger portion of his paychecks for … [Read more...] about Teens and Money: Should I Make My Teenager Save Money?

Loyal3 Investment Update

The Clever Investor: Loyal3 Update – 9/14/2015

September 14, 2015
By Brock Kernin
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11 years ago • Comments

It's been a roller coaster on Wall Street since my last Clever Investor update marked by wild swings in both directions. Overall, however, the stock market as fallen dramatically. A streak of days that saw the market fall hundreds of points started … [Read more...] about The Clever Investor: Loyal3 Update – 9/14/2015

Creating Ways To Earn Money

The $500 Decluttering Challenge

September 11, 2015
By Brock Kernin
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11 years ago • Comments

  I can't stand clutter. Guests would describe my home as neat and clean, but I can walk into any room in my house and find things that need to be reorganized, cleaned, or disposed of. I'm always in a state of believing that I have too many … [Read more...] about The $500 Decluttering Challenge

budgeting

Ignoring Your Finances NEVER Turns Out Well

September 9, 2015
By Brock Kernin
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11 years ago • Comments

I just wanted to get through the next couple of days. I had in-laws visiting from another state which resulted in extra spending for eating and entertaining. An out of town event over the weekend would require extra funds for gas and the usual … [Read more...] about Ignoring Your Finances NEVER Turns Out Well

Frugality

The Principle of Frugality

September 7, 2015
By Brock Kernin
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11 years ago • Comments

My wife is a money saving machine, willing to go to great lengths to save a few bucks. But as much as she loves to find ways to save money, ensuring she's not overcharged and that she gets exactly what she paid for is an obsession. I witnessed this … [Read more...] about The Principle of Frugality

Value

Sometimes Value Costs Money

September 4, 2015
By Brock Kernin
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11 years ago • Comments

I'll take just about any chance to save money. It's all about getting the most value for my hard earned cash. But every now and then a situation arises where spending extra money increases value. I experienced one of those scenarios just last … [Read more...] about Sometimes Value Costs Money

Kids And Finances

Teens And Money: When There’s Too Much Month at the End of Their Money

September 2, 2015
By Brock Kernin
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11 years ago • Comments

“I want to stop having money automatically taken out of my checking account,” said my son. I looked at him, puzzled, wondering why he would say such a thing.   He was referring to the automatic transfer from his checking to savings we setup to … [Read more...] about Teens And Money: When There’s Too Much Month at the End of Their Money

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