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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

General

Where Did Martha Stewart Work Before She Became An Entrepreneur?

February 21, 2018
By Brock Kernin
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  Martha Stewart is a well-known cooking and lifestyle television show host as well as author. As an entrepreneur, she has built a world recognized brand and media empire. Martha, like every other successful entrepreneur, had to start … [Read more...] about Where Did Martha Stewart Work Before She Became An Entrepreneur?

Finances & Money

One Week $40 ALDI Meal Plan

February 19, 2018
By Brock Kernin
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  Save HUGE money on groceries by shopping at ALDI. That's the perception pushed by the grocery chain stocked with off-brand products and thought to be true by many who shop there. If you've never shopped at an ALDI, you might wonder just how … [Read more...] about One Week $40 ALDI Meal Plan

Credit

Why Does A Hard Credit Pull Affect Your Credit?

February 16, 2018
By Brock Kernin
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  You've been warned, pulling your credit report may decrease your credit score. Of course, it's not quite as simple as that. There are two types of credit inquiries, a soft pull, and a hard pull. Soft pulls do not affect your credit score, … [Read more...] about Why Does A Hard Credit Pull Affect Your Credit?

Saving Money

4 Inexpensive Ideas To Enhance Your Valentine’s Day

February 14, 2018
By Brock Kernin
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It's Valentine's Day, and people are scurrying to complete last minute plans to get something for their significant other. I walked into Walmart on my way to the gym at 5 am and almost every customer in the store was carrying flowers, a card, or … [Read more...] about 4 Inexpensive Ideas To Enhance Your Valentine’s Day

Debt

Would Forgiving Student Loan Debt Actually Help Our Economy?

February 12, 2018
By Brock Kernin
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  My son might have close to $80,000 in student loan debt by the time he finishes college. That's a huge debt to be saddled with as he begins his career, and I worry how long it will take him to pay it off. For this reason, I found … [Read more...] about Would Forgiving Student Loan Debt Actually Help Our Economy?

Finances & Money

Better Your Finances One Bite At A Time

February 9, 2018
By Brock Kernin
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  Getting your finances back on track can be an overwhelming task. Someone looking to better their finances and their life might be looking for guidance or a 10 step program to making it happen. The answer to how to better your financial … [Read more...] about Better Your Finances One Bite At A Time

Saving Money

A Simple Trick to Simplify Meal Planning and Save Money

February 7, 2018
By Brock Kernin
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An important key to saving money for grocery shopping is meal planning. Planning for what you're going to make for meals not only helps you create a clearly defined grocery list but also helps prevent unnecessarily going out to eat. It gets rid of … [Read more...] about A Simple Trick to Simplify Meal Planning and Save Money

Finances & Money

3 Check Skills Everyone Should Have

February 5, 2018
By Brock Kernin
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  The ability to handle a check might be a skill completely lost within the next generation. With paychecks commonly being directly deposited and online bill pay, there's rarely a scenario where a check must be used. But there are those … [Read more...] about 3 Check Skills Everyone Should Have

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