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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Costco Wholesale warehouse entrance

General

Are There Special Costco Executive Membership Hours Like Sam’s Club Has?

April 11, 2018
By Brock Kernin
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With a $120 price tag, twice that of the standard Gold membership, Costco Executive members might expect extra perks. However, they don't include exclusive Costco Executive Membership hours like Sam's Club has. Fortunately, the Costco Executive … [Read more...] about Are There Special Costco Executive Membership Hours Like Sam’s Club Has?

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Family

Inexpensive Beach Activities for Your Next Family Vacation

April 9, 2018
By Brock Kernin
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Relaxing on a beach listening to the waves crash is a dream vacation for many busy adults. For kids, however, just sitting in a chair staring at water doesn't cut it. They want to be entertained. If you're planning a family vacation to the beach, … [Read more...] about Inexpensive Beach Activities for Your Next Family Vacation

Three call center representatives wearing headsets

Taxes

How to Talk to a Live Person at the IRS

April 6, 2018
By Brock Kernin
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  The tax deadline is approaching fast, and people still working on their tax returns may look to the IRS directly for help to quickly resolve issues. If you find yourself in this situation, how could you to talk to a live person at the … [Read more...] about How to Talk to a Live Person at the IRS

What's the net worth of Coachella's biggest stars?

Net Worth

What’s the Net Worth of Coachella’s Biggest Stars?

April 4, 2018
By Brock Kernin
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The world's most lucrative music festival features some of the wealthiest performers this year. What's the net worth of Coachella's biggest stars? Last year, Coachella became the first recurring music franchise to rake in nine digits worth of … [Read more...] about What’s the Net Worth of Coachella’s Biggest Stars?

Credit

How To Get Cash Using Credit Card Balance Transfer Offers

April 2, 2018
By Brock Kernin
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If you're in need of cash, you might be able to get some easily, quickly, and at an insanely low-interest rate. Many people are not aware that a low-interest balance transfer offer from a credit card can be turned into a low-interest loan, with the … [Read more...] about How To Get Cash Using Credit Card Balance Transfer Offers

What Would You Do?

Tips To Split A Bill

March 30, 2018
By Brock Kernin
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  I can't count how many times I've overpaid my share when splitting a check with friends.  I go to a bar or restaurant with friends and order not only what I'm in the mood for, but also for what my budget allows.  Many times the server will … [Read more...] about Tips To Split A Bill

Finances & Money

Beware Of Email Scam From PayPal Imposters!

March 28, 2018
By Brock Kernin
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Most of us are aware spam emails exist trying to separate us from our hard-earned cash. Whether it's a claim of a Nigerian Prince leaving us millions of dollars, someone posing as our bank trying to get us to give up personal information, or an … [Read more...] about Beware Of Email Scam From PayPal Imposters!

Saving Money

How To Shop A Going Out Of Business Sale

March 26, 2018
By Brock Kernin
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Going out of business sales are becoming more common as our culture moves more towards favoring online retail over brick and mortar stores.  This subject has been discussed before here on Clever Dude when Gander Mountain closed many of its stores … [Read more...] about How To Shop A Going Out Of Business Sale

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