Growing up and then throughout college, I never really handled my finances well. However, I never made a late payment on any bill, but I also racked up a lot of debt. Luckily after college, something clicked in me to pay attention to my finances. … [Read more...] about Don’t Let Your Finances Overwhelm You
Where to start? First, due to the changes in mortgage rates and house prices, we've had to think about refinancing. As I mentioned, we're rather stuck with lower property values infringing on the equity we need to be able to refinance both of our … [Read more...] about Rerouted Debt Payment and Debt Scale Changes
UPDATE: A comment reminded me that you might not all know my status. I graduated college with an undergrad about 7 years ago, but I just started my masters degree in fall 2007. Now back to the story: I found out something interesting this weekend. … [Read more...] about The Government is Paying My Student Loan Interest!
Inspired by FiveCentNickel, I looked into refinancing both our loans into a single 30-year mortgage. If you recall, we're 100% financed on our home with 2 loans. The first (80%) is an interest-only, 5/1 arm that's up in November, 2009, while the … [Read more...] about The Housing Bust Hits Home
I was laying on the padded table at the rehab yesterday, doing back and leg stretches to fix my herniated disk when I realized something important: the steps to rehabilitate your body are similar to fixing your finances. Don't believe me? Well, … [Read more...] about Rehabilitate Your Finances
Over the last few months, I've been complaining to Stacie that 2007 seemed like a year down the drain. I didn't have the feeling that I accomplished much all year, but in reality I, and we, accomplished some huge feats: We paid off our Chevy … [Read more...] about 2007 Financial and Life Review