• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

  • Toolkit
  • Contact
  • Lunch
  • Save A Ton Of Money
  • About Clever Dude
  • Our Editorial Commitment

Value

Fundraising Season: It’s Not About The Product

October 14, 2015
By Brock Kernin
- Leave a Comment

fundraising, buying fundraising items, charity

I opened the front door to face a young man who lived down the street, his dad standing about fifteen feet behind him as to give him some space. I caught a glimpse of the piece of paper in his hand and knew immediately that he was a Cub Scout selling popcorn for their annual fundraiser.

I looked at the list of items with my wife and we picked out three products. I filled out the appropriate columns on the order form and added up how much we owed, then wrote out a check for $55. I didn’t think about whether the product I was purchasing was worth the price because I knew it wasn’t. Very infrequently can one find a fundraiser product that is worth the price, or can actually save you money. This was not one of those instances. In fact, I calculated in my head that I could probably buy similar items at the grocery store for a third of the Cub Scout price.

I wrote the check anyway, knowing that the products weren’t worth the amount charged.

When deciding whether to purchase any fund raising product, it’s important to remember some key points.

Prices Are Purposefully Inflated

A phrase I like to use is, “fundraiser prices apply." The prices of the products are jacked up to generate enough revenue to pay for the product and provide enough profit to help the charity holding the fundraiser.

Proceeds Are Put To Good Use

My son had been had been a Cub Scout when he was younger, and I was that dad standing a few feet behind making sure he stayed safe and answered all the questions correctly. The money partially went towards paying for the actual product, partially to support the Cub Scout organization as a whole, and partially to the actual Cub Scout to pay for things like summer camp.

It’s A Donation, Not A Purchase

I didn’t think of the exchange of money for popcorn as a purchase. I thought of it as a donation to Cub Scouts with the side benefit of getting some popcorn. Had I thought of it as a purchase, it wouldn’t have made the cut of having enough value to earn the right to spend my hard earned cash. But when I think of it as a donation, my perspective changes.

When fundraisers come knocking at your door, keep the above three things in mind and leave the value of the actual product out of the equation. Think about whether you believe in the organization that is collecting the funds, and whether you want to help them out. If you do, then proceed. Otherwise politely say, “No thank you."

Have you typically thought of fundraiser purchases in terms of value of the product you’re getting, or as a donation?

Brought to you courtesy of Brock

  • Follow Clever Dude on Twitter
  • Like Clever Dude on Facebook

Related Posts

  • You have to trust who you are renting from, otherwise you may fall for a scam - Shutterstock
    Don’t Fall for This New Rental Scam — Fake Ads Are Taking Thousands from Men Moving to New Cities

    Moving to a new city already feels like a high-pressure race against time, but scammers…

  • man traveling
    9 Travel Habits That Mark Men as Tourists Instantly

    Traveling is one of life’s great adventures, but no one wants to stand out as…

  • Unfortunately, Hurricane Harvey Isn’t Over Yet
    Unfortunately, Hurricane Harvey Isn’t Over Yet

    Collateral Damages Trillions of gallons of water were dumped on south Texas during the record-breaking…

  • Thanks for the Hits! September 2009 Recap
    Thanks for the Hits! September 2009 Recap

    Ooh! It's not yet halfway through the month and I'm actually publishing the recap for…

  • cars that hold their value
    5 Cars That Hold Their Value Best in 2026

    Buying a car that will hold its value will help you lose less money down…

  • high maintenance car brands - Land Rover
    10 Car Brands That Are a Pain to Maintain (And Why They’re Not Worth It)

    Some cars are a dream to drive—until they’re a nightmare to maintain. Whether it’s because…

Image of Clever Dude writer Brock Kernin.

About Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Reader Interactions

Comments

  1. Money Beagle says

    October 14, 2015 at 9:38 am

    Fundraiser prices apply. I like that. I’ll have to use that mantra in the future.

    Reply
  2. Stephonee @ PoorerThanYou says

    October 14, 2015 at 9:51 am

    Depends on whether we’re talking about Girl Scout cookies, or anything else! 😉

    But in general, I view all fundraisers as donations and it comes out of my “Charity” budget. I try to keep the charity budget up to a point where I can fund my own volunteer/fundraising activities, and also be able to donate whenever someone I know participates in a fundraiser (unless they are fundraising for an organization that I disagree with, in which case I just politely abstain).

    Reply
  3. James @ JPCashFlow says

    October 14, 2015 at 7:47 pm

    I like the point you made about it being a donation and not a purchase. I think a lot of times people interested in personal finance and improving their situation forget about the importance of giving to those around us. In this case, you gave to a worthy cause and scored some popcorn to go along with that. Depending what your overall charity strategy is (and I think we should all have one), this a fun component in my opinion.

    Reply
  4. Brock says

    October 22, 2015 at 6:50 pm

    @MoneyBeagle – It’s hard to find value in anything people sell as fundraisers…I mean if you’re comparing it to the cost. But supporting certain organizations makes it worth while. thanks for reading!

    Reply
  5. Brock says

    October 22, 2015 at 6:51 pm

    @Stephonee – Ooh, a charity budget….that’s a great idea! We tend to take it out of our Entertainment budget ourselves. Oh, and yes….Girl Scout Cookies ROCK!

    Reply
  6. Brock says

    October 22, 2015 at 6:51 pm

    @James – True ‘Dat, James….give back to the community in which you live!

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Most Popular Articles

Are you feeling the call to be a Clever Dude? Then, let's get down to brass tacks and explore what it takes to be one. Get ready for an in-depth look into the anatomy of someone who exudes cleverness!

There's nothing like hearing you're clever; it always hits the spot!

Footer

  • Toolkit
  • Contact
  • Lunch
  • Save A Ton Of Money
  • About Clever Dude
  • Our Editorial Commitment

Copyright © 2006–2026 District Media, Inc. All Rights Reserved. Contact Us