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Clever Dude Personal Finance & Money

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Finances & Money

Finances & Money

Avoid those ATM fees!

January 7, 2007
By Cleverdude
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If you tend to use the ATM regularly, and you often have to go out of your own bank's network, you're looking at an average of $2.50 in charges just to see that cash. For a $20 withdrawal, that's a 12.5% fee! Outside of choosing a bank that will … [Read more...] about Avoid those ATM fees!

Finances & Money

Almost there! A six-figure net worth

January 6, 2007
By Cleverdude
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I've been tracking our net worth since last May when I was introduced to www.networthiq.com. It took a few months to really refine how I was tracking our assets and liabilities, but I think I have it nailed down, and I'm not seeing major percentage … [Read more...] about Almost there! A six-figure net worth

Finances & Money

Don’t forget your free credit report!

January 6, 2007
By Cleverdude
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It's a new year, and you know what that means? You get 3 free credit reports again! One from each reporting agency: Equifax, Experian and TransUnion. Get your free credit report(s) from the government site at: www.annualcreditreport.com But … [Read more...] about Don’t forget your free credit report!

Finances & Money

Simple tip for aggressive drivers

January 5, 2007
By Cleverdude
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I truly understand why insurance companies charge less when you hit 25 years old. Most people (i.e. Guys) overcome a small maturity hurdle around their mid-twenties. However, we'll always be immature (sorry guys, it's true). I've found one key … [Read more...] about Simple tip for aggressive drivers

Finances & Money

Pay Down Debt or Increase Savings?

January 3, 2007
By Cleverdude
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Ok, you got some extra cash each month. You also have some student loans, auto loans, personal loans, credit cards, or any combination. You want to increase your emergency fund, but you also want to pay down that debt (without piling up more). Which … [Read more...] about Pay Down Debt or Increase Savings?

Finances & Money

How I beat Sears and saved $233

December 29, 2006
By Cleverdude
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My GE Profile Arctica refrigerator was freezing the food on the fridge side. The temp was going down to 28 degrees even though we had it set at 37. Luckily the former owners left us another fridge, so we moved everything from the fridge side into the … [Read more...] about How I beat Sears and saved $233

Finances & Money

Verizon Freedom Plan or Vonage?

December 22, 2006
By Cleverdude
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Right now, I have both Vonage and Verizon Freedom Essentials. I won't get into why in this article, but rather the pros and cons, and the costs, of each. An added note, I live in Montgomery County, Maryland, so your taxes, surcharges, and fees may … [Read more...] about Verizon Freedom Plan or Vonage?

Finances & Money

Stop buying junk!

December 11, 2006
By Cleverdude
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Unfortunately, this post may be a little too late for most of you this Christmas season, but there may still be hope for some. Stop buying junk for other people! You may think you're being a clever friend or relative by purchasing that stupid … [Read more...] about Stop buying junk!

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