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Finances & Money

Stop buying junk!

December 11, 2006
By Michael Townsend
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Unfortunately, this post may be a little too late for most of you this Christmas season, but there may still be hope for some.

Stop buying junk for other people! You may think you’re being a clever friend or relative by purchasing that stupid Hallmark Singing Penguin or singing Santa and Mrs. Claus, but what in the world are the recipients going to do with something like that?

I, personally, dislike anything whose sole purpose is to just sit there and try to look pretty, because I then need to buy some furniture to display it on or in. For example, I completed some offers to get a 42″ Plasma TV for $300 of my own cash (see an upcoming article on how I did that), but my wife wanted me to choose the $1000 Visa gift card instead. Why? Because we “needed” a curio cabinet to display all of our Precious Moments and other fanciful, festive, and fragile figurines. When I could be enjoying my Pittsburgh Steelers beating, well no one this year, or 7th Heaven and Gilmore Girls in high definition quality, I am now glancing at that large piece of furniture taking up a corner in a room we never use.

People, save your money and put it to good use. Instead of buying a far-from-lifelike and somewhat scary Joe Paterno figurine for your loved one, use it to pay down your debt. Put money towards your childrens’ education. Invest is a high-interest CD.

Anything except buying me junk that’s going to lie around in a stupid curio cabinet!

(Oh, for those who think that you’ve bought me junk, take it back and either don’t get me anything, or get me some dress socks and shirts)

Meet the new Grinch!

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About Michael Townsend

Michael Townsend founded CleverDude.com in June 2006 while working as a technical analyst in the Washington, D.C. area. A Penn State graduate, he built the site as a side project alongside a white-collar career that included earning a master’s degree and multiple promotions.

In five years he wrote nearly 1,300 articles on personal finance and life lessons drawn from his own experience. The blog grew from a hobby into a recognized early voice in the personal-finance community and generated meaningful revenue. He sold the site in 2010, continued as a guest contributor through 2015, and returned in 2023 after further career advances, paying off his home, and extensive travel.

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Comments

  1. Nick says

    December 13, 2006 at 11:42 pm

    I, personally, dislike anything whose sole purpose is to just sit there and try to look pretty…

    Your true feelings for me are finally revealed. 🙁

    Reply

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