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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Cleverdude

Clever Dude founded CleverDude.com in June 2006 while working as a technical analyst in the Washington, D.C. area. A Penn State graduate, he built the site as a side project alongside a white-collar career that included earning a master’s degree and multiple promotions.

In five years he wrote nearly 1,300 articles on personal finance and life lessons drawn from his own experience. The blog grew from a hobby into a recognized early voice in the personal-finance community and generated meaningful revenue. He sold the site in 2010, continued as a guest contributor through 2015, and returned in 2023 after further career advances, paying off his home, and extensive travel.

Finances & Money • Taxes

Reader Question: Diminishing My Taxable Income

February 21, 2011
By Cleverdude
- Leave a Comment

Ok, I have admitted many times before that I purposely don't advise on taxes or investing on this site for a reason. That reason is because 1) I changed from Accounting to an IT major intentionally and 2) Taxes and Investing are both boring and scary … [Read more...] about Reader Question: Diminishing My Taxable Income

Banking • Debt • Finances & Money • Home

And we finally paid off our second mortgage! (9 years early)

February 17, 2011
By Cleverdude
- Leave a Comment

Ok, this was our second attempt at paying off our second mortgage. If you recall, the first attempt resulted in a returned check from the mortgage company, but this time we did it the right way. Just to recap our debt/mortgage/etc. situation for … [Read more...] about And we finally paid off our second mortgage! (9 years early)

Banking • Credit • Debt • Finances & Money • Home

Another Mortgage Tip: Sending Extra Payments

February 7, 2011
By Cleverdude
- Leave a Comment

Last week I told you about the mistake I made with trying to pay off our second mortgage. Well, another tip that I learned a few years ago occurred to me that I know some of you have also had to deal with: Sending in extra payments We're on a … [Read more...] about Another Mortgage Tip: Sending Extra Payments

Faith & Spirituality • Family or Marriage • Finances & Money

Watch the first Love Drop…and see what J Money really looks like!

February 2, 2011
By Cleverdude
- Leave a Comment

My online and real-life friend "J Money" from BudgetsAreSexy.com is co-leading a new endeavor that I've written about here before called Love Drop. It's a way for you to contribute to those with a specific need and then watch the action unfold when … [Read more...] about Watch the first Love Drop…and see what J Money really looks like!

Banking • Finances & Money • Home

Check your mortgage company rules before trying to pay off your loan

February 1, 2011
By Cleverdude
- Leave a Comment

Here's a quick tip I learned the hard way. As some of you know, we did a dumb thing a little over 6 years ago and both financed 100% of our home purchase and also opted for a 5/1 interest-only loan (for the first 80%), all while we could barely … [Read more...] about Check your mortgage company rules before trying to pay off your loan

Here's a reader question: how do I get started paying off $18,000 in credit card debt. Come see my suggestions plus weigh in with your own advice.

Credit • Debt • Finances & Money • Frugality

Reader Question: Handling $18,000 in Credit Card Debt

January 21, 2011
By Cleverdude
- Leave a Comment

I got a question from reader John that intrigued me in how I would answer, as well as tips that you, my readers, could provide: Hey there Mike,  I have been following your blog for a few months now. I was just reading the "Our remaining Debt" and … [Read more...] about Reader Question: Handling $18,000 in Credit Card Debt

Finances & Money • Taxes

Keep an eye out for these changes to your Form 1040

January 20, 2011
By Cleverdude
- Leave a Comment

Many of you hopefully use tax software like TurboTax to do your taxes each year (even if you only do the 1040EZ, it's free to file then), but SmartMoney put together a list of key changes to keep an eye out for this year: 1. Due date this year is … [Read more...] about Keep an eye out for these changes to your Form 1040

Finances & Money • Frugality

Got cash for a foreign vacation this year? Try these countries!

January 9, 2011
By Cleverdude
- Leave a Comment

Since we don't have kids, we've become interested in travel recently, although our jobs and other financial commitments seem to be getting in the way, but I foresee at least one foreign vacation for us this year (we now have friends in Germany and … [Read more...] about Got cash for a foreign vacation this year? Try these countries!

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