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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Cleverdude

Clever Dude founded CleverDude.com in June 2006 while working as a technical analyst in the Washington, D.C. area. A Penn State graduate, he built the site as a side project alongside a white-collar career that included earning a master’s degree and multiple promotions.

In five years he wrote nearly 1,300 articles on personal finance and life lessons drawn from his own experience. The blog grew from a hobby into a recognized early voice in the personal-finance community and generated meaningful revenue. He sold the site in 2010, continued as a guest contributor through 2015, and returned in 2023 after further career advances, paying off his home, and extensive travel.

Banking • Credit • Finances & Money

How our “big bank” and credit union both helped us overseas

November 11, 2011
By Cleverdude
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Recently, we took a trip overseas to Germany for vacation. I was worried that we would get shafted on foreign transaction fees, currency exchange fees and ATM fees because we didn't have the right mix of banks and credit cards. However, after a … [Read more...] about How our “big bank” and credit union both helped us overseas

General

How NOT to be socially awkward (advice from a geek)

October 30, 2011
By Cleverdude
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When I was growing up, and up until my early 20's, I was afraid of conversations. It was a fear I was very conscious of, and I intentionally avoided social interactions. I would only keep a core of a few friends at any one time that I was comfortable … [Read more...] about How NOT to be socially awkward (advice from a geek)

Debt • Finances & Money • Frugality

Two real-life examples of why emergency funds are important!

October 26, 2011
By Cleverdude
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It seems every article I write lately has me starting out with something like "when I was growing up", but bear with me (note: a draft I have also starts that way, so you'll see it again soon)... When I was growing up (haha!), my mom would … [Read more...] about Two real-life examples of why emergency funds are important!

Family or Marriage • Finances & Money

Can you be too old to register for wedding gifts?

October 14, 2011
By Cleverdude
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I really want to hear what you have to say on this, because recently we were invited to a few weddings where the grooms and brides were in their 30s (or very late 20s), had successful careers and maybe even their own homes. I got married when I … [Read more...] about Can you be too old to register for wedding gifts?

Automotive • Finances & Money

I was THIS [] CLOSE to buying a third car. Why I didn’t (but still might)

October 7, 2011
By Cleverdude
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Ok, I'm a car freak. I have to announce that at the beginning of every article on here in case you're a first-time reader. Otherwise, you know I have a problem with cars. Luckily, I've been good the last few years, but let's go through a history of … [Read more...] about I was THIS [] CLOSE to buying a third car. Why I didn’t (but still might)

Automotive • Finances & Money

Think you need a new car? You don’t!

September 18, 2011
By Cleverdude
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The economy has been fluctuating up and down, but you're either a car geek (like me) or you just don't like/want your old car. What to do? While many boomers will say that the golden age of motoring is long gone, I would beg to differ. Speed, … [Read more...] about Think you need a new car? You don’t!

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Finances & Money

My Experience with the Unemployed

September 14, 2011
By Cleverdude
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Through both good fortune and hard work, I've been employed pretty much every day since I was 15. I've held jobs as a paperboy, McD's, KFC, Kmart, a computer lab and a women's clothing store, and that was just high school and college. I don't recall … [Read more...] about My Experience with the Unemployed

Credit • Finances & Money

Are Gift Cards a Bad Idea?

August 18, 2011
By Cleverdude
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(Guest post by Mike from CreditCardForum.com) Paper gift certificates have been around forever, but for the most part it wasn’t until the mid-nineties when stores started using plastic gift cards. Of course since that time, their popularity has … [Read more...] about Are Gift Cards a Bad Idea?

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