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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Purple USB flash drive labeled Data

Self Improvement

Why I Will Never Take A “Technology Break”

June 16, 2014
By Brock Kernin
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My family and my brother's family traveled to spend Father's Day weekend with my parents. Sitting around the kitchen table, my father was poking fun of the fact that there were several people on their smart phones checking Facebook, Twitter or … [Read more...] about Why I Will Never Take A “Technology Break”

GPS running watch in its packaging

Finances & Money

What My GPS Watch Taught Me About Financial Accountability

June 11, 2014
By Brock Kernin
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I excitedly wrapped my GPS watch around my wrist, laced up my shoes and took off on my morning run.  I periodically looked at the watch which told me exactly how far I had run, how long I had been running, and what my current and average pace … [Read more...] about What My GPS Watch Taught Me About Financial Accountability

Spending

Did Walmart Try to Trick Me Into Spending More?

June 9, 2014
By Brock Kernin
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Being a huge charcoal grill fan, I was excited to see Kingsford charcoal on a big time sale. I was standing in the lawn and garden section of Walmart starring at a pallet of twin 15 pound bags of charcoal shrink wrapped together priced at $8.98. A … [Read more...] about Did Walmart Try to Trick Me Into Spending More?

Cover of Todd Tresidder's book How Much Money Do I Need to Retire?

Giveaways

Review and Giveaway: Todd Tresidder’s How Much Money Do I Need To Retire

June 2, 2014
By Brock Kernin
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When I think of retirement planning, I usually end up with more questions than answers. I’m constantly worrying about whether I’m saving enough, and if I’ll have enough to last from the age I exit the workforce until the end of my life.   My … [Read more...] about Review and Giveaway: Todd Tresidder’s How Much Money Do I Need To Retire

Spending

Sometimes You Have to Learn The Hard Way

May 26, 2014
By Brock Kernin
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Have you ever seen a bad purchase, and found yourself powerless to stop it?   I witnessed one recently that had me shaking my head, and while I fully admit that I have been known to be wrong from time to time, in this specific instance my instincts … [Read more...] about Sometimes You Have to Learn The Hard Way

Rate Supermarket logo

Saving Money

Find The Best Rate For Anything at Rate Supermarket!

May 21, 2014
By Brock Kernin
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I have a special treat for you, Clever friends!  Today I'm featuring an interview with Penelope Graham, the editor of the MoneyWise blog over at RateSupermarket!  I've heard of the site before, done some exploring,  and I'm super jealous that they … [Read more...] about Find The Best Rate For Anything at Rate Supermarket!

Saving Money

Ways My Wife Saves Us Money: Liquor Store Edition

May 19, 2014
By Brock Kernin
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My wife and I have very different perspectives when it comes to saving money. I take a much more passive approach, content to hunt for coupons or search for the lowest advertised price. My wife, however, takes a much more direct approach preferring … [Read more...] about Ways My Wife Saves Us Money: Liquor Store Edition

budgeting

Increase Your Budget Accuracy by Breaking Down The Definition of Groceries

May 14, 2014
By Brock Kernin
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How much do you spend on groceries each week? If you ten different people that question, they'll most likely all spit back a number fairly quickly, but what each person defines as “groceries” may be entirely different. My family budgets $125 … [Read more...] about Increase Your Budget Accuracy by Breaking Down The Definition of Groceries

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