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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Group of teenagers eating pizza together

Parenting

Our House Is the Cool Place To Hang Out

July 14, 2014
By Brock Kernin
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Since the day our son was born, my wife has said that when he enters his teenage years she wanted our house to be the place everyone wanted to hang out. Her theory was, if our son and his friends all liked being at our house then we would know where … [Read more...] about Our House Is the Cool Place To Hang Out

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Ways My Wife Saves Us Money

Ways My Wife Saves Us Money: Hotel Room With A View Edition

July 9, 2014
By Brock Kernin
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Over the fourth of July weekend, my wife and I took a vacation with some friends to the great city of Chicago, staying at a Hyatt Regency downtown. One might think I would have chosen a different hotel based upon my last experience, but another … [Read more...] about Ways My Wife Saves Us Money: Hotel Room With A View Edition

General

What Has Happened to Human Interaction?

July 7, 2014
By Brock Kernin
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Life is busy with a never ending list of “to dos.” Between our jobs (maybe two), taxiing kids around, shopping, cleaning, cooking and trying to save a little money while doing all of it, there never seems to be enough time in a day. On top of it … [Read more...] about What Has Happened to Human Interaction?

best fireworks sale

Saving Money

The Best Fireworks Sale is the One You Don’t Know About

July 2, 2014
By Brock Kernin
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This is the week when large tents pop up in parking lots across town.   It’s 4th of July week, and they’re selling fireworks. Commercials saturate the radio stations trying to coerce people to stop by and pick up a piece of explosive … [Read more...] about The Best Fireworks Sale is the One You Don’t Know About

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Cheap Entertainment

Warning: Inexpensive Adventures Are Hiding In Your Community!

June 30, 2014
By Brock Kernin
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The woman said they'd been open for about two years. “I'm ashamed we didn't know about you sooner,” I responded. My wife and I were sitting at a round wooden table at a winery looking out the huge open rolling door on a beautiful summer day. … [Read more...] about Warning: Inexpensive Adventures Are Hiding In Your Community!

Cartoon bride and groom under a Just Married banner

Finances & Money

Before Buying That Wedding Gift, Ask Yourself This One Question

June 25, 2014
By Brock Kernin
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While visiting my parents for Father's Day, my mom stated to both my brother and I that we would likely be seeing each other later in September. When asked why, she told us we would be getting an invitation to Linda's (name changed) wedding in the … [Read more...] about Before Buying That Wedding Gift, Ask Yourself This One Question

Cash register illustration

Finances & Money

The Self Checkout Lane Tried To Steal $85 From Me!

June 23, 2014
By Brock Kernin
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I love the self checkout lane. I use it because the lines are usually short as many people are either afraid of it, or simply don't want to do the work themselves. I use it because I have more control over the checkout process, able to more easily … [Read more...] about The Self Checkout Lane Tried To Steal $85 From Me!

Reward Programs

How To Get Rewards Everyday

June 18, 2014
By Brock Kernin
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I entered the world of credit card rewards a few months ago while my wife and I were renewing our Costco membership. I have to admit, I had been a little jealous of people I knew that were earning cash back rewards just by using a specific credit … [Read more...] about How To Get Rewards Everyday

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