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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Teenager

Three Costs Of Returning An Online Order

February 1, 2016
By Brock Kernin
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I'm a huge fan of letting my son learn financial lessons from everyday situations, and he found himself in the middle of a good one recently. Although my parental instincts to help kicked in and took away some of the lesson, he still got a taste of … [Read more...] about Three Costs Of Returning An Online Order

Taxes

Taxes Season: What Should You Do If You Can’t Pay Your Taxes?

January 29, 2016
By Brock Kernin
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It's that time of year again when we hear terms such as W-2, 1099, and 1040. Tax season is here, and it's about to go full tilt. Some will get a refund, but some will owe money to the IRS. Owing the IRS a significant sum of money could be a surprise. … [Read more...] about Taxes Season: What Should You Do If You Can’t Pay Your Taxes?

Frugality

Would You Pay $9 For A Bag Of Chips? Answer: You Probably Already Have

January 27, 2016
By Brock Kernin
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I almost always bring my own lunch with me to work. I take a short break and read the news online while I eat at my desk, then dive back into work. It allows me to go home sooner, and saves me money vs going somewhere for lunch each day. But every … [Read more...] about Would You Pay $9 For A Bag Of Chips? Answer: You Probably Already Have

Saving Money

LifeHack: How A $7 Plastic Tub Could Save You $132

January 25, 2016
By Brock Kernin
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For New Year's Eve I made a great dinner at home for a group of people, which included king crab legs on the menu. I even shared with you how we saved money by making a fancy dinner and celebrating the start of a new year within the comfort of our … [Read more...] about LifeHack: How A $7 Plastic Tub Could Save You $132

Clever Dudes Are Self Reliant

Clever Dudes Are Self Reliant: Changing A Brake Light Edition

January 22, 2016
By Brock Kernin
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  I watched out my front window as my son drove away on his way to work. As he approached the stop sign, I noticed that one of the brake lights was out. I knew an opportunity had just presented itself for a little father son bonding, … [Read more...] about Clever Dudes Are Self Reliant: Changing A Brake Light Edition

Finances & Money

Sonic E-Series Electric Toothbrush Replacement Head Comparison: Name Brand Vs. Store Brand

January 20, 2016
By Brock Kernin
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In a recent post in I told a story of how I let emotions and brand name perception win over frugality. I was shopping for electric toothbrush heads, and I paid $10 more for the brand name heads vs store brand. A couple comments were left on the post … [Read more...] about Sonic E-Series Electric Toothbrush Replacement Head Comparison: Name Brand Vs. Store Brand

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Loyal3 Investment Update

The Clever Investor: Loyal3 Update – 01/18/2016

January 18, 2016
By Brock Kernin
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It seems that Wall Street's eyes have been focused on China over the last week or so, and the news hasn't been good. The economic conditions in China have caused their markets to drop significantly, which also spread into the US markets. Significant … [Read more...] about The Clever Investor: Loyal3 Update – 01/18/2016

Saving Money

Never Make An Online Purchase Without Searching For A Coupon Code!

January 15, 2016
By Brock Kernin
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My son's birthday is coming up soon, so I asked him what he might like for a present. There's really only one thing that he wants, and it's something that he had asked for Christmas, but didn't get because my wife and I deemed it too expensive. My … [Read more...] about Never Make An Online Purchase Without Searching For A Coupon Code!

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