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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Finances & Money

In a pay raise slump? Sometimes you just need a new job

January 9, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

In my first job out of college, I worked for a MAJOR oil company as an "IT Analyst". Coming from "Pennsyltuckey" (Central PA) to the Washington D.C. area was a big jump in pay, and cost of living. The "Company" had a policy of a standard 6 month … [Read more...] about In a pay raise slump? Sometimes you just need a new job

Credit • Debt • Finances & Money

Paying off a $15,000 car loan in 9 months without using savings

January 8, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

After reading the articles everywhere on using 0% balance transfers to earn extra savings interest, or paying off debt, I had an epiphany. We have a car loan with about $15,000 left. We bought the car almost 2 years ago for $25,000, and in the last … [Read more...] about Paying off a $15,000 car loan in 9 months without using savings

Finances & Money

Breaking TVs with Wii? Imagine what you’ll break with WunderWall

January 8, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

http://www.ebaumsworld.com/2007/01/better-than-wii-sports.html The video shows a gaming system by WunderWall that mirrors your every move with camera, and even replicated weapons you might be holding (swords, nunchukas). Ohhh, the lawsuits that … [Read more...] about Breaking TVs with Wii? Imagine what you’ll break with WunderWall

Finances & Money

Avoid those ATM fees!

January 7, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

If you tend to use the ATM regularly, and you often have to go out of your own bank's network, you're looking at an average of $2.50 in charges just to see that cash. For a $20 withdrawal, that's a 12.5% fee! Outside of choosing a bank that will … [Read more...] about Avoid those ATM fees!

Finances & Money

Almost there! A six-figure net worth

January 6, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

I've been tracking our net worth since last May when I was introduced to www.networthiq.com. It took a few months to really refine how I was tracking our assets and liabilities, but I think I have it nailed down, and I'm not seeing major percentage … [Read more...] about Almost there! A six-figure net worth

Finances & Money

Don’t forget your free credit report!

January 6, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

It's a new year, and you know what that means? You get 3 free credit reports again! One from each reporting agency: Equifax, Experian and TransUnion. Get your free credit report(s) from the government site at: www.annualcreditreport.com But … [Read more...] about Don’t forget your free credit report!

Finances & Money

Simple tip for aggressive drivers

January 5, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

I truly understand why insurance companies charge less when you hit 25 years old. Most people (i.e. Guys) overcome a small maturity hurdle around their mid-twenties. However, we'll always be immature (sorry guys, it's true). I've found one key … [Read more...] about Simple tip for aggressive drivers

Finances & Money

Pay Down Debt or Increase Savings?

January 3, 2007
By Clever Dude
- Leave a Comment

19 years ago • Comments

Ok, you got some extra cash each month. You also have some student loans, auto loans, personal loans, credit cards, or any combination. You want to increase your emergency fund, but you also want to pay down that debt (without piling up more). Which … [Read more...] about Pay Down Debt or Increase Savings?

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