We Added $2000 in Credit Card Debt…
but we paid it all off the next day!
We put about $2000 on our Discover More card to get the 5% cash back on home improvement purchases this quarter (the first $400 of it. The rest is at 1%), but what did we buy? Well, I’ll give you an image hint:
Yep, we bought about 580 square feet of Pergo Meadowbrook Oak laminate flooring for our front room, hall, kitchen and dining room (they’re all connected rooms), in addition to molding and thresholds. This flooring was $3.27 per sq. ft., which is on the pricey end (for laminate flooring). However, Lowes had a 20% off sale that ended this past weekend that brought the price down to about $2.61 per sq. ft.
In addition, the flooring already has the padding attached which, according to my experienced father-in-law (he does this for a living), makes for a much easier installation. We’ll be doing the installation ourselves, which shouldn’t be overly difficult since both our dads will help and both have experience with laminate flooring. The biggest concern is whether the floor will match BOTH our cherry cabinets AND our rosewood dining room furniture.
Since the kitchen and dining room are both really one room, we couldn’t choose 2 different styles/colors. We took in a cabinet door and a stained wood sample (from the dining room suite) to match colors, and the the Meadowbrook appears to match the best in the Lowes lighting. Let’s hope it still matches when it’s on our floor!
So why laminate instead of hardwood? Well, all but the dining room has original hardwood underneath already, but we don’t know the condition. In the kitchen, we know the vinyl flooring’s backing is nailed down, so it’s probably not in good enough of a condition to be worth refinishing, and we just want to make doing it ourselves much easier. We’ll be doing the floor in May when I’m done with the semester.
And if you’re wondering where we got the $2000 to pay off the card so fast, it came from this month’s debt overpayment that was intended for either my truck or student loan (we paid off Stacie’s student loan last week). I’ve wanted hardwood floors since moving into the house over 3 years ago, mainly because the dining room carpet is so darn ugly (the last owners were sooo proud of it, but it’s just ugly). So now we’ll be getting what we want, and we “paid cash” for it and earned rewards at the same time!